Zurich Insurance Group AG (HAM:ZFIN) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 24, 2026)


HAM:ZFIN Zurich Insurance Group AG HAM:ZFIN
76 GF Score
Price €634.20
GF Value €505.94
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Zurich Insurance Group AG Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Zurich Insurance Group AG's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

HAM:ZFIN vs BRK.A, AIG, HIG: Margin of Safety % (DCF FCF Based) Comparison

For the Insurance - Diversified subindustry, Zurich Insurance Group AG's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Zurich Insurance Group AG Margin of Safety % (DCF FCF Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, Zurich Insurance Group AG's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Zurich Insurance Group AG's Margin of Safety % (DCF FCF Based) falls into.


HAM:ZFIN
76GF Score
Zurich Insurance Group AG HAM:ZFIN
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Zurich Insurance Group AG (HAM:ZFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Zurich Insurance Group AG stock appears to be overvalued. The current stock price of €634.20 is trading 25.4% above its estimated GF Value™ of €505.94. GuruFocus considers Zurich Insurance Group AG to be Modestly Overvalued.

Key valuation signals for HAM:ZFIN:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: €505.94 vs. price of €634.20 (25.4% above fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the HAM:ZFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zurich Insurance Group AG Business Description

Address Mythenquai 2, Corporate Center, Zurich, CHE, 8002
Zurich is a multiline insurer that writes business across both life and nonlife insurance and also owns Farmers Management Services. Zurich was founded in 1872 as a marine reinsurer to provide reinsurance to its parent company. The company subsequently expanded into transport and accident insurance and rode the wave of transport technology innovation that drove rising demand for insurance. One of Zurich's early principles was that setting prices too low would result in unfair claims handling, which would be damaging to both customers and Zurich. Over the years, Zurich has sought to combine customer goodwill through claims and a sufficient premium. Zurich is one of the most successful European multilines.
76GF Score

Get the complete analysis for HAM:ZFIN

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€634.20
Price
€505.94
GF Value