Bank Of China (MEX:3988N) Margin of Safety % (DCF FCF Based): 86.45% (As of Jun. 26, 2026)


MEX:3988N Bank Of China Ltd MEX:3988N
46 GF Score
Price MXN11.76
GF Value MXN10.56
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Bank Of China Margin of Safety % (DCF FCF Based)?

Bank Of China MEX:3988N 46 Margin of Safety % (DCF FCF Based) is 86.45% as of Jun. 26, 2026. GuruFocus rates MEX:3988N with a GF Score™ of 46/100 and a GF Value™ of MXN10.56 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Bank Of China's Predictability Rank is 4.5-Stars. Bank Of China's intrinsic value calculated from the Discounted FCF model is MXN21.95 and current share price is MXN11.76. Consequently,

Bank Of China's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 86.45%.

MEX:3988N vs JPM, BAC, WFC: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Diversified subindustry, Bank Of China's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank Of China Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Bank Of China's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Bank Of China's Margin of Safety % (DCF FCF Based) falls into.


MEX:3988N
46GF Score
Bank Of China Ltd MEX:3988N
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Of China Margin of Safety % (DCF FCF Based) Calculation

Bank Of China's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(86.82-11.76)/86.82
=86.45 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 86.45% mean?
Bank Of China (MEX:3988N) has a Margin of Safety % (DCF FCF Based) of 86.45% as of Jun. 26, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Bank Of China.
Is Bank Of China's Margin of Safety % (DCF FCF Based) too high?
Bank Of China's current Margin of Safety % (DCF FCF Based) is 86.45%. Overall, Bank Of China has a GF Score™ of 46/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of China's Margin of Safety % (DCF FCF Based) compare to JPM and BAC?
Bank Of China's Margin of Safety % (DCF FCF Based) of 86.45% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Bank Of China. Bank Of China's current Margin of Safety % (DCF FCF Based) is 86.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of China stock overvalued right now?
Based on GuruFocus' analysis, Bank Of China (MEX:3988N) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN10.56, compared to a current price of MXN11.76 — trading 11.4% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 86.45%. Bank Of China's overall GF Score™ is 46/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Bank Of China (MEX:3988N), the current Margin of Safety % (DCF FCF Based) is 86.45% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Of China (MEX:3988N) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Of China stock appears to be overvalued. The current stock price of MXN11.76 is trading 11.4% above its estimated GF Value™ of MXN10.56. GuruFocus considers Bank Of China to be Modestly Overvalued.

Key valuation signals for MEX:3988N:

  • Margin of Safety % (DCF FCF Based): 86.45%
  • GF Value™: MXN10.56 vs. price of MXN11.76 (11.4% above fair value)
  • GF Score™: 46/100 with 8 warning signs

No single metric tells the full story. See the MEX:3988N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Of China Business Description

Address No. 1 Fuxingmen Nei Dajie, Xicheng District, Beijing, CHN, 100818
Founded in 1912 and headquartered in Beijing, Bank of China, or BOC, has evolved through multiple institutional mandates—from central bank to foreign exchange specialist to state-owned trade finance bank—before establishing its current universal banking model. The group was dual-listed on the Hong Kong and Shanghai stock exchanges in 2006. It provides a comprehensive range of financial services to customers across Greater China and overseas. Central Huijin, a Chinese state-owned investment company and BOC's largest shareholder, controls 64%. BOC has the most extensive global reach among Chinese banks, with operations in 64 countries and regions.
46GF Score

Get the complete analysis for MEX:3988N

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN11.76
Price
MXN10.56
GF Value