Bank Of ChinaMEX:3988N 46 Net Margin % is 31.69% as of Mar. 2026, which is 12% below its 10-year median of 35.86. GuruFocus rates MEX:3988N with a GF Score™ of 46/100 and a GF Value™ of MXN10.56 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,527 Banks companies, Bank Of China ranks better than 78.32% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Bank Of China's Net Income for the
three
months ended in Mar. 2026 was MXN148,171 Mil. Bank Of China's Revenue for the
three
months ended in Mar. 2026 was MXN467,606 Mil. Therefore, Bank Of China's net margin for the quarter that ended in Mar. 2026 was 31.69%.
The historical rank and industry rank for Bank Of China's Net Margin % or its related term are showing as below:
MEX:3988N'
s Net Margin % Range Over the Past 10 Years
Min: 34.09 Med: 35.86 Max: 38.74
Current: 36.54
MEX:3988N's Net Margin % is ranked better than 78.32% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs MEX:3988N: 36.54
Bank Of China (MEX:3988N) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank Of China Net Margin % Related Terms
Bank Of China Net Margin % Historical Data
* Premium members only.
The historical data trend for Bank Of China's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:3988N vs JPM, BAC, WFC: Net Margin % Comparison
For the Banks - Diversified subindustry, Bank Of China's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Of China Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Of China's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank Of China's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Of China (MEX:3988N) has a Net Margin % of 31.69% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank Of China and its competitors. This is 12% below median its historical median of 35.86. Over the past decade, Bank Of China's Net Margin % has ranged from 34.09 to 38.74. According to the industry distribution chart, Bank Of China ranks #331 out of 1527 companies in the Banks industry, placing it in the top 21.7%.
Is Bank Of China's Net Margin % too high?
Bank Of China's current Net Margin % of 31.69% is 12% below median its 10-year median of 35.86. Over the past 10 years, this metric has ranged from a low of 34.09 to a high of 38.74. The Banks industry median Net Margin % is 26.95. Bank Of China's value of 31.69% is 17.6% above this industry median. Based on the distribution chart, Bank Of China ranks #331 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Of China has a GF Score™ of 46/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of China's Net Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Bank Of China ranks #331 out of 1527 companies for Net Margin %. This places Bank Of China in the top 22% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Bank Of China's value of 31.69% is 17.6% above this benchmark. Historically, Bank Of China's own Net Margin % has ranged from 34.09 to 38.74 over the past decade. While the company's 10-year median is 35.86 vs. the industry median of 26.95, Bank Of China has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of China's current Net Margin % of 31.69% is 17.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank Of China and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of China's current Net Margin % is 31.69%, which is 12% below median its own 10-year median of 35.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of China stock overvalued right now?
Based on GuruFocus' analysis, Bank Of China (MEX:3988N) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN10.56, compared to a current price of MXN11.76 — trading 11.4% above its estimated fair value. The current Net Margin % is 31.69%, which is 12% below median its 10-year median of 35.86 and 17.6% above the Banks industry median of 26.95. Bank Of China's overall GF Score™ is 46/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank Of China (MEX:3988N), the current Net Margin % is 31.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Of China (MEX:3988N) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Of China stock appears to be overvalued.
The current stock price of MXN11.76 is trading 11.4% above its estimated GF Value™ of MXN10.56.
GuruFocus considers Bank Of China to be Modestly Overvalued.
Key valuation signals for MEX:3988N:
Net Margin %: 31.69% (12% below median its 10-year median of 35.86)
GF Value™: MXN10.56 vs. price of MXN11.76 (11.4% above fair value)
Industry Position: 17.6% above the Banks median (#331 of 1527)
No single metric tells the full story. See the MEX:3988N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1912 and headquartered in Beijing, Bank of China, or BOC, has evolved through multiple institutional mandates—from central bank to foreign exchange specialist to state-owned trade finance bank—before establishing its current universal banking model. The group was dual-listed on the Hong Kong and Shanghai stock exchanges in 2006. It provides a comprehensive range of financial services to customers across Greater China and overseas. Central Huijin, a Chinese state-owned investment company and BOC's largest shareholder, controls 64%. BOC has the most extensive global reach among Chinese banks, with operations in 64 countries and regions.
46GF Score
Get the complete analysis for MEX:3988N
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MEX:3988N has been successfully added to your 
