SMPNY (Sompo Holdings) Margin of Safety % (DCF FCF Based): 68.90% (As of Jun. 25, 2026)


SMPNY Sompo Holdings Inc SMPNY
81 GF Score
Price $18.98
GF Value $11.49
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Sompo Holdings Margin of Safety % (DCF FCF Based)?

Sompo Holdings SMPNY -0.21% 81 Margin of Safety % (DCF FCF Based) is 68.90% as of Jun. 25, 2026. GuruFocus rates SMPNY with a GF Score™ of 81/100 and a GF Value™ of $11.49 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), Sompo Holdings's Predictability Rank is 2.5-Stars. Sompo Holdings's intrinsic value calculated from the Discounted FCF model is $46.06 and current share price is $18.98. Consequently,

Sompo Holdings's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 68.90%.

SMPNY vs CB, PGR, TRV: Margin of Safety % (DCF FCF Based) Comparison

For the Insurance - Property & Casualty subindustry, Sompo Holdings's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sompo Holdings Margin of Safety % (DCF FCF Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, Sompo Holdings's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Sompo Holdings's Margin of Safety % (DCF FCF Based) falls into.


SMPNY
81GF Score
Sompo Holdings Inc SMPNY
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Sompo Holdings Margin of Safety % (DCF FCF Based) Calculation

Sompo Holdings's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(61.03-18.98)/61.03
=68.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 68.90% mean?
Sompo Holdings (SMPNY) has a Margin of Safety % (DCF FCF Based) of 68.90% as of Jun. 25, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Sompo Holdings.
Is Sompo Holdings' Margin of Safety % (DCF FCF Based) too high?
Sompo Holdings' current Margin of Safety % (DCF FCF Based) is 68.90%. Overall, Sompo Holdings has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sompo Holdings' Margin of Safety % (DCF FCF Based) compare to CB and PGR?
Sompo Holdings' Margin of Safety % (DCF FCF Based) of 68.90% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for an Insurance company?
A good Margin of Safety % (DCF FCF Based) depends on the Insurance industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Sompo Holdings. Sompo Holdings's current Margin of Safety % (DCF FCF Based) is 68.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sompo Holdings stock overvalued right now?
Based on GuruFocus' analysis, Sompo Holdings (SMPNY) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.49, compared to a current price of $18.98 — trading 65.2% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 68.90%. Sompo Holdings' overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Sompo Holdings (SMPNY), the current Margin of Safety % (DCF FCF Based) is 68.90% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sompo Holdings (SMPNY) Overvalued in 2026?

Based on GuruFocus' analysis, Sompo Holdings stock appears to be overvalued. The current stock price of $18.98 is trading 65.2% above its estimated GF Value™ of $11.49. GuruFocus considers Sompo Holdings to be Significantly Overvalued.

Key valuation signals for SMPNY:

  • Margin of Safety % (DCF FCF Based): 68.90%
  • GF Value™: $11.49 vs. price of $18.98 (65.2% above fair value)
  • GF Score™: 81/100 with 6 warning signs

No single metric tells the full story. See the SMPNY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sompo Holdings Business Description

Address 26-1, Nishi-Shinjuku 1-chome, Shinjuku-ku, Tokyo, JPN, 160-8338
Sompo Holdings was formed in 2010 through the merger of Sompo Japan and Nipponkoa Insurance. The Sompo brand—meaning "nonlife insurance" in Japanese—dates to 2001, when Yasuda Fire, Nissan Fire, and Taisei Fire combined. Today, Sompo maintains a formidable position in its home market, holding an approximate 28% share of domestic nonlife insurance premiums in Japan, operating in a consolidated oligopoly alongside larger rivals Tokio Marine and MS&AD. Following record-high profitability in fiscal 2025 and the transformative acquisition of Aspen Insurance, the group is aggressively expanding its global footprint, with overseas business and reinsurance now functioning as its primary profit engines, contributing over half of the group's adjusted consolidated profit.
81GF Score

Get the complete analysis for SMPNY

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.98
Price
$11.49
GF Value