The Bancorp (FRA:BB7) Median PS Value: €47.83 (As of Aug. 10, 2026) — 3820% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:BB7 The Bancorp Inc FRA:BB7
59 GF Score
Price €56.50
GF Value €62.55
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is The Bancorp Median PS Value?

The Bancorp FRA:BB7 -0.88% 59 Median PS Value is €47.83 as of Aug. 10, 2026, which is 100% below its 10-year median of 1.22. GuruFocus rates FRA:BB7 with a GF Score™ of 59/100 and a GF Value™ of €62.55 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,055 Banks companies, The Bancorp ranks worse than 56.78% on this metric.

This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. The Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was €13.216. The Bancorp's 10-Year median PS Ratio is 3.6191. Therefore, the Median PS Value for today is €47.83.

As of today (2026-08-10), The Bancorp's share price is €56.50. The Bancorp's Median PS Value is €47.83. Therefore, The Bancorp's Price to Median PS Value for today is 1.18.

The historical rank and industry rank for The Bancorp's Median PS Value or its related term are showing as below:

FRA:BB7' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.5   Med: 1.22   Max: 2.05
Current: 1.18

During the past 13 years, the highest Price to Median PS Value of The Bancorp was 2.05. The lowest was 0.50. And the median was 1.22.

FRA:BB7's Price-to-Median-PS-Value is ranked worse than
56.78% of 1055 companies
in the Banks industry
Industry Median: 1.12 vs FRA:BB7: 1.18

The Bancorp  (FRA:BB7) Median PS Value Explanation

This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.

The Bancorp's Price to Median PS Value for today is calculated as

Price to Median PS Value=Share Price/Median PS Value
=56.50/47.83
=1.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


The Bancorp Median PS Value Related Terms


The Bancorp Median PS Value Historical Data

* Premium members only.

The historical data trend for The Bancorp's Median PS Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Bancorp Median PS Value Chart

The Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Median PS Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 47.12

The Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Median PS Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 47.12 46.31 48.94

FRA:BB7 vs TRMK, NBTB, FRME: Median PS Value Comparison

For the Banks - Regional subindustry, The Bancorp's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Bancorp Price-to-Median-PS-Value vs Banks Industry

For the Banks industry and Financial Services sector, The Bancorp's Price-to-Median-PS-Value distribution charts can be found below:

* The bar in red indicates where The Bancorp's Price-to-Median-PS-Value falls into.


FRA:BB7
59GF Score
The Bancorp Inc FRA:BB7
Median PS Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Bancorp Median PS Value Calculation

The Bancorp's Median PS Value for today is calculated as

Median PS Value=Revenue per Share (TTM)*10-Year Median PS Ratio
=13.216*3.6191
=47.83

10-Year Median PS Ratio is 3.6191.
The Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €13.216.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Median PS Value →
What does a Median PS Value of €47.83 mean?
The Bancorp (FRA:BB7) has a Median PS Value of €47.83 as of Aug. 10, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on The Bancorp and its competitors. This is 3820% above median its historical median of 1.22. Over the past decade, The Bancorp's Median PS Value has ranged from 0.50 to 2.05. According to the industry distribution chart, The Bancorp ranks #599 out of 1055 companies in the Banks industry, placing it in the top 56.8%.
Is The Bancorp's Median PS Value too high?
The Bancorp's current Median PS Value of €47.83 is 3820% above median its 10-year median of 1.22. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 2.05. Based on the distribution chart, The Bancorp ranks #599 out of 1055 companies in the Banks industry, which is below the industry midpoint. Overall, The Bancorp has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Bancorp's Median PS Value compare to TRMK and NBTB?
According to the Banks industry distribution chart, The Bancorp ranks #599 out of 1055 companies for Median PS Value. This places The Bancorp in the lower half of its industry. The industry median Median PS Value is 1.12. Historically, The Bancorp's own Median PS Value has ranged from 0.50 to 2.05 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.12, based on 1,055 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on The Bancorp and its competitors. For the Banks industry, the median Median PS Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Bancorp's current Median PS Value is €47.83, which is 3820% above median its own 10-year median of 1.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bancorp stock overvalued right now?
Based on GuruFocus' analysis, The Bancorp (FRA:BB7) is currently considered Modestly Undervalued. The stock's GF Value™ is €62.55, compared to a current price of €56.50 — trading 9.7% below its estimated fair value. The current Median PS Value is €47.83, which is 3820% above median its 10-year median of 1.22. The Bancorp's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For The Bancorp (FRA:BB7), the current Median PS Value is €47.83 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Bancorp (FRA:BB7) Overvalued in 2026?

Based on GuruFocus' analysis, The Bancorp stock appears to be undervalued. The current stock price of €56.50 is trading 9.7% below its estimated GF Value™ of €62.55. GuruFocus considers The Bancorp to be Modestly Undervalued.

Key valuation signals for FRA:BB7:

  • Median PS Value: €47.83 (3820% above median its 10-year median of 1.22)
  • GF Value™: €62.55 vs. price of €56.50 (9.7% below fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the FRA:BB7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Bancorp Business Description

Other Exchanges TBBK:USA
Address 409 Silverside Road, Wilmington, DE, USA, 19809
The Bancorp Inc is a financial holding company. The Company's operations are classified under three segments: fintech, Credit Solutions (three sub-segments), and corporate. The fintech segment includes the deposit balances and non-interest income generated by prepaid, debit, and other card-accessed accounts, ACH processing, and other payments-related processing. It also includes loan balances and interest and non-interest income from credit products generated through payment relationships; Credit Solutions includes REBL (real estate bridge lending), comprised of apartment building rehabilitation loans, and Others; Corporate includes the Company's investment securities, corporate overhead, and expenses which have not been allocated to segments.
59GF Score

Get the complete analysis for FRA:BB7

Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€56.50
Price
€62.55
GF Value