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The BancorpFRA:BB7 -0.88%59 OCF Margin % is 21.32% as of Jun. 2026, which is 30% below its 10-year median of 30.50. GuruFocus rates FRA:BB7 with a GF Score™ of 59/100 and a GF Value™ of €62.55 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,499 Banks companies, The Bancorp ranks better than 59.97% on this metric.
The historical data trend for The Bancorp's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:BB7 vs TRMK, NBTB, FRME: OCF Margin % Comparison
For the Banks - Regional subindustry, The Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Bancorp OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, The Bancorp's OCF Margin % distribution charts can be found below:
* The bar in red indicates where The Bancorp's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Bancorp (FRA:BB7) has a OCF Margin % of 21.32% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on The Bancorp and its competitors. This is 30% below median its historical median of 30.50. According to the industry distribution chart, The Bancorp ranks #600 out of 1499 companies in the Banks industry, placing it in the top 40%.
Is The Bancorp's OCF Margin % too high?
The Bancorp's current OCF Margin % of 21.32% is 30% below median its 10-year median of 30.50. The Banks industry median OCF Margin % is 29.70. The Bancorp's value of 21.32% is 28.2% below this industry median. Based on the distribution chart, The Bancorp ranks #600 out of 1499 companies in the Banks industry, which is above the industry midpoint. Overall, The Bancorp has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Bancorp's OCF Margin % compare to TRMK and NBTB?
According to the Banks industry distribution chart, The Bancorp ranks #600 out of 1499 companies for OCF Margin %. This puts The Bancorp in the upper half of its industry. The industry median OCF Margin % is 29.70. The Bancorp's value of 21.32% is 28.2% below this benchmark. While the company's 10-year median is 30.50 vs. the industry median of 29.70, The Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.70, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Bancorp's current OCF Margin % of 21.32% is 28.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on The Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Bancorp's current OCF Margin % is 21.32%, which is 30% below median its own 10-year median of 30.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bancorp stock overvalued right now?
Based on GuruFocus' analysis, The Bancorp (FRA:BB7) is currently considered Modestly Undervalued. The stock's GF Value™ is €62.55, compared to a current price of €56.50 — trading 9.7% below its estimated fair value. The current OCF Margin % is 21.32%, which is 30% below median its 10-year median of 30.50 and 28.2% below the Banks industry median of 29.70. The Bancorp's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For The Bancorp (FRA:BB7), the current OCF Margin % is 21.32% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Bancorp (FRA:BB7) Overvalued in 2026?
Based on GuruFocus' analysis, The Bancorp stock appears to be undervalued.
The current stock price of €56.50 is trading 9.7% below its estimated GF Value™ of €62.55.
GuruFocus considers The Bancorp to be Modestly Undervalued.
Key valuation signals for FRA:BB7:
OCF Margin %: 21.32% (30% below median its 10-year median of 30.50)
GF Value™: €62.55 vs. price of €56.50 (9.7% below fair value)
Industry Position: 28.2% below the Banks median (#600 of 1499)
No single metric tells the full story. See the FRA:BB7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Bancorp Inc is a financial holding company. The Company's operations are classified under three segments: fintech, Credit Solutions (three sub-segments), and corporate. The fintech segment includes the deposit balances and non-interest income generated by prepaid, debit, and other card-accessed accounts, ACH processing, and other payments-related processing. It also includes loan balances and interest and non-interest income from credit products generated through payment relationships; Credit Solutions includes REBL (real estate bridge lending), comprised of apartment building rehabilitation loans, and Others; Corporate includes the Company's investment securities, corporate overhead, and expenses which have not been allocated to segments.
59GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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