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Plumas BancorpFRA:OKO 74 Median PS Value is €38.63 as of Aug. 27, 2026. GuruFocus rates FRA:OKO with a GF Score™ of 74/100 and a GF Value™ of €43.18 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,056 Banks companies, Plumas Bancorp ranks worse than 67.8% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Plumas Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was €13.038. Plumas Bancorp's 10-Year median PS Ratio is 2.9629. Therefore, the Median PS Value for today is €38.63.
As of today (2026-08-27), Plumas Bancorp's share price is €50.50. Plumas Bancorp's Median PS Value is €38.63. Therefore, Plumas Bancorp's Price to Median PS Value for today is 1.31.
The historical rank and industry rank for Plumas Bancorp's Median PS Value or its related term are showing as below:
FRA:OKO'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.89 Med: 1.51 Max: 2.99
Current: 1.31
During the past 13 years, the highest Price to Median PS Value of Plumas Bancorp was 2.99. The lowest was 0.89. And the median was 1.51.
FRA:OKO's Price-to-Median-PS-Value is ranked worse than 67.8% of 1056
companies
in the Banks industry
Industry Median: 1.1
vs FRA:OKO: 1.31
Plumas Bancorp (FRA:OKO) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Plumas Bancorp's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
50.50
/
38.63
=
1.31
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Plumas Bancorp Median PS Value Related Terms
Plumas Bancorp Median PS Value Historical Data
* Premium members only.
The historical data trend for Plumas Bancorp's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:OKO vs FMAO, CZNC, NEWT: Median PS Value Comparison
For the Banks - Regional subindustry, Plumas Bancorp's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plumas Bancorp Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Plumas Bancorp's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Plumas Bancorp's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.9629.
Plumas Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €13.038.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Plumas Bancorp (FRA:OKO) has a Median PS Value of €38.63 as of Aug. 27, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Plumas Bancorp and its competitors. According to the industry distribution chart, Plumas Bancorp ranks #716 out of 1056 companies in the Banks industry, placing it in the top 67.8%.
Is Plumas Bancorp's Median PS Value too high?
Plumas Bancorp's current Median PS Value is €38.63. Based on the distribution chart, Plumas Bancorp ranks #716 out of 1056 companies in the Banks industry, which is below the industry midpoint. Overall, Plumas Bancorp has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Plumas Bancorp's Median PS Value compare to FMAO and CZNC?
According to the Banks industry distribution chart, Plumas Bancorp ranks #716 out of 1056 companies for Median PS Value. This places Plumas Bancorp in the lower half of its industry. The industry median Median PS Value is 1.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.10, based on 1,056 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Plumas Bancorp and its competitors. For the Banks industry, the median Median PS Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plumas Bancorp's current Median PS Value is €38.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plumas Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Plumas Bancorp (FRA:OKO) is currently considered Modestly Overvalued. The stock's GF Value™ is €43.18, compared to a current price of €50.50 — trading 17% above its estimated fair value. The current Median PS Value is €38.63. Plumas Bancorp's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Plumas Bancorp (FRA:OKO), the current Median PS Value is €38.63 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Plumas Bancorp (FRA:OKO) Overvalued in 2026?
Based on GuruFocus' analysis, Plumas Bancorp stock appears to be overvalued.
The current stock price of €50.50 is trading 17% above its estimated GF Value™ of €43.18.
GuruFocus considers Plumas Bancorp to be Modestly Overvalued.
Key valuation signals for FRA:OKO:
Median PS Value: €38.63
GF Value™: €43.18 vs. price of €50.50 (17% above fair value)
No single metric tells the full story. See the FRA:OKO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Plumas Bancorp provides banking products and services in Northeastern California and Northwestern Nevada, offering a range of deposit products for commercial and retail customers, including checking, savings, money market accounts, time deposits, retirement accounts, and sweep accounts for businesses and public entities, along with digital banking services such as mobile and internet banking, remote deposit, and electronic funds transfers, as well as other customary banking services. Its loan portfolio comprises commercial real estate, commercial and industrial, consumer, agricultural, residential real estate, and construction and land development loans, and the company generates its revenue from loans and investment securities, with additional income from service fees.
74GF Score
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