Plumas Bancorp (FRA:OKO) ROE % Adjusted to Book Value: 10.38% (As of Jun. 2026)

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FRA:OKO Plumas Bancorp FRA:OKO
74 GF Score
Price €50.50
GF Value €43.18
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Plumas Bancorp ROE % Adjusted to Book Value?

Plumas Bancorp FRA:OKO 74 ROE % Adjusted to Book Value is 10.38% as of Jun. 2026. GuruFocus rates FRA:OKO with a GF Score™ of 74/100 and a GF Value™ of €43.18 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Plumas Bancorp's ROE % for the quarter that ended in Jun. 2026 was 14.85%. Plumas Bancorp's PB Ratio for the quarter that ended in Jun. 2026 was 1.43. Plumas Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 was 10.38%.


Plumas Bancorp ROE % Adjusted to Book Value Related Terms


Plumas Bancorp ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Plumas Bancorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Plumas Bancorp ROE % Adjusted to Book Value Chart

Plumas Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.50 12.35 13.79 11.64 11.10

Plumas Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.53 7.69 14.94 11.66 10.38

FRA:OKO vs FMAO, CZNC, NEWT: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Plumas Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Plumas Bancorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Plumas Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Plumas Bancorp's ROE % Adjusted to Book Value falls into.


FRA:OKO
74GF Score
Plumas Bancorp FRA:OKO
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Plumas Bancorp ROE % Adjusted to Book Value Calculation

Plumas Bancorp's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.88% / 1.16
=11.10%

Plumas Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.85% / 1.43
=10.38%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.38% mean?
Plumas Bancorp (FRA:OKO) has a ROE % Adjusted to Book Value of 10.38% as of Jun. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Plumas Bancorp and its competitors.
Is Plumas Bancorp's ROE % Adjusted to Book Value too high?
Plumas Bancorp's current ROE % Adjusted to Book Value is 10.38%. Overall, Plumas Bancorp has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Plumas Bancorp's ROE % Adjusted to Book Value compare to FMAO and CZNC?
Plumas Bancorp's ROE % Adjusted to Book Value of 10.38% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Plumas Bancorp and its competitors. Plumas Bancorp's current ROE % Adjusted to Book Value is 10.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plumas Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Plumas Bancorp (FRA:OKO) is currently considered Modestly Overvalued. The stock's GF Value™ is €43.18, compared to a current price of €50.50 — trading 17% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.38%. Plumas Bancorp's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Plumas Bancorp (FRA:OKO), the current ROE % Adjusted to Book Value is 10.38% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Plumas Bancorp (FRA:OKO) Overvalued in 2026?

Based on GuruFocus' analysis, Plumas Bancorp stock appears to be overvalued. The current stock price of €50.50 is trading 17% above its estimated GF Value™ of €43.18. GuruFocus considers Plumas Bancorp to be Modestly Overvalued.

Key valuation signals for FRA:OKO:

  • ROE % Adjusted to Book Value: 10.38%
  • GF Value™: €43.18 vs. price of €50.50 (17% above fair value)
  • GF Score™: 74/100 with 6 warning signs

No single metric tells the full story. See the FRA:OKO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Plumas Bancorp Business Description

Other Exchanges PLBC:USA
Address 5525 Kietzke Lane, Suite 100, Reno, NV, USA, 89511
Plumas Bancorp provides banking products and services in Northeastern California and Northwestern Nevada, offering a range of deposit products for commercial and retail customers, including checking, savings, money market accounts, time deposits, retirement accounts, and sweep accounts for businesses and public entities, along with digital banking services such as mobile and internet banking, remote deposit, and electronic funds transfers, as well as other customary banking services. Its loan portfolio comprises commercial real estate, commercial and industrial, consumer, agricultural, residential real estate, and construction and land development loans, and the company generates its revenue from loans and investment securities, with additional income from service fees.
74GF Score

Get the complete analysis for FRA:OKO

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€50.50
Price
€43.18
GF Value