AOMR (Angel Oak Mortgage REIT) Moat Score: 3/10 (As of Jul. 07, 2026)


AOMR Angel Oak Mortgage REIT Inc AOMR
45 GF Score
Price $8.95
GF Value $6.84
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Angel Oak Mortgage REIT Moat Score?

Angel Oak Mortgage REIT AOMR -0.78% 45 Moat Score is 3 as of Jul. 07, 2026. GuruFocus rates AOMR with a GF Score™ of 45/100 and a GF Value™ of $6.84 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 986 REITs companies, Angel Oak Mortgage REIT ranks better than 76.98% on this metric.

Angel Oak Mortgage REIT has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

Angel Oak Mortgage REIT has No Moat: Angel Oak Mortgage REIT Inc lacks significant market leadership, brand strength, or proprietary technology. The company does not have strong customer loyalty or regulatory barriers that would provide a durable competitive advantage.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Angel Oak Mortgage REIT might have No Moat - Very weak/transient advantages.

Angel Oak Mortgage REIT  (NYSE:AOMR) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Angel Oak Mortgage REIT Moat Score Related Terms

AOMR vs REFI, SEVN, ACRE: Moat Score Comparison

For the REIT - Mortgage subindustry, Angel Oak Mortgage REIT's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Angel Oak Mortgage REIT Moat Score vs REITs Industry

For the REITs industry and Real Estate sector, Angel Oak Mortgage REIT's Moat Score distribution charts can be found below:

* The bar in red indicates where Angel Oak Mortgage REIT's Moat Score falls into.


AOMR
45GF Score
Angel Oak Mortgage REIT Inc AOMR
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
Angel Oak Mortgage REIT (AOMR) has a Moat Score of 3 as of Jul. 07, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Angel Oak Mortgage REIT ranks #227 out of 986 companies in the REITs industry, placing it in the top 23%.
Is Angel Oak Mortgage REIT's Moat Score too high?
Angel Oak Mortgage REIT's current Moat Score is 3. Based on the distribution chart, Angel Oak Mortgage REIT ranks #227 out of 986 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Angel Oak Mortgage REIT has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Angel Oak Mortgage REIT's Moat Score compare to REFI and SEVN?
According to the REITs industry distribution chart, Angel Oak Mortgage REIT ranks #227 out of 986 companies for Moat Score. This places Angel Oak Mortgage REIT in the top 23% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a REITs company?
A good Moat Score depends on the REITs industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Angel Oak Mortgage REIT's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Angel Oak Mortgage REIT stock overvalued right now?
Based on GuruFocus' analysis, Angel Oak Mortgage REIT (AOMR) is currently considered Significantly Overvalued. The stock's GF Value™ is $6.84, compared to a current price of $8.95 — trading 30.8% above its estimated fair value. The current Moat Score is 3. Angel Oak Mortgage REIT's overall GF Score™ is 45/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Angel Oak Mortgage REIT (AOMR), the current Moat Score is 3 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Angel Oak Mortgage REIT (AOMR) Overvalued in 2026?

Based on GuruFocus' analysis, Angel Oak Mortgage REIT stock appears to be overvalued. The current stock price of $8.95 is trading 30.8% above its estimated GF Value™ of $6.84. GuruFocus considers Angel Oak Mortgage REIT to be Significantly Overvalued.

Key valuation signals for AOMR:

  • Moat Score: 3
  • GF Value™: $6.84 vs. price of $8.95 (30.8% above fair value)
  • GF Score™: 45/100 with 7 warning signs

No single metric tells the full story. See the AOMR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Angel Oak Mortgage REIT Business Description

Industry Real EstateREITs
Address 980 Hammond Drive, Suite 200, Atlanta, GA, USA, 30328
Angel Oak Mortgage REIT Inc is a real estate finance company focused on acquiring and investing in first and second lien non-QM loans and other mortgage-related assets in the U.S. mortgage market. Its objective is to generate attractive risk-adjusted returns for its stockholders, through cash distributions and capital appreciation, across interest rate and credit cycles. The company operates in a single operating segment, which is to acquire, invest in, and finance mortgage-related assets.
45GF Score

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$8.95
Price
$6.84
GF Value