AOMR (Angel Oak Mortgage REIT) Return-on-Tangible-Asset: 0.46% (As of Jun. 2026) — 63% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AOMR Angel Oak Mortgage REIT Inc AOMR
49 GF Score
Price $8.26
GF Value $7.49
Valuation Fairly Valued
! 5 Warning Signs
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What is Angel Oak Mortgage REIT Return-on-Tangible-Asset?

Angel Oak Mortgage REIT AOMR +0.12% 49 Return-on-Tangible-Asset is 0.46% as of Jun. 2026, which is 63% below its 10-year median of 1.26. GuruFocus rates AOMR with a GF Score™ of 49/100 and a GF Value™ of $7.49 (Fairly Valued). The stock has 5 warning signs investors should review. Among 916 REITs companies, Angel Oak Mortgage REIT ranks worse than 74.13% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Angel Oak Mortgage REIT's annualized Net Income for the quarter that ended in Jun. 2026 was $13.41 Mil. Angel Oak Mortgage REIT's average total tangible assets for the quarter that ended in Jun. 2026 was $2,900.75 Mil. Therefore, Angel Oak Mortgage REIT's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 0.46%.

The historical rank and industry rank for Angel Oak Mortgage REIT's Return-on-Tangible-Asset or its related term are showing as below:

AOMR' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -6.8   Med: 1.26   Max: 1.75
Current: 0.68

During the past 7 years, Angel Oak Mortgage REIT's highest Return-on-Tangible-Asset was 1.75%. The lowest was -6.80%. And the median was 1.26%.

AOMR's Return-on-Tangible-Asset is ranked worse than
74.13% of 916 companies
in the REITs industry
Industry Median: 3.315 vs AOMR: 0.68

Angel Oak Mortgage REIT  (NYSE:AOMR) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Angel Oak Mortgage REIT Return-on-Tangible-Asset Related Terms


Angel Oak Mortgage REIT Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Angel Oak Mortgage REIT's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Angel Oak Mortgage REIT Return-on-Tangible-Asset Chart

Angel Oak Mortgage REIT Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial 1.37 -6.80 1.28 1.26 1.75

Angel Oak Mortgage REIT Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.12 1.76 1.68 -1.06 0.46

AOMR vs MITT, SEVN, CMTG: Return-on-Tangible-Asset Comparison

For the REIT - Mortgage subindustry, Angel Oak Mortgage REIT's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Angel Oak Mortgage REIT Return-on-Tangible-Asset vs REITs Industry

For the REITs industry and Real Estate sector, Angel Oak Mortgage REIT's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Angel Oak Mortgage REIT's Return-on-Tangible-Asset falls into.


AOMR
49GF Score
Angel Oak Mortgage REIT Inc AOMR
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Angel Oak Mortgage REIT Return-on-Tangible-Asset Calculation

Angel Oak Mortgage REIT's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=44.024/( (2269.769+2749.778)/ 2 )
=44.024/2509.7735
=1.75 %

Angel Oak Mortgage REIT's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=13.412/( (2809.981+2991.512)/ 2 )
=13.412/2900.7465
=0.46 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Jun. 2026) net income data.

What does a Return-on-Tangible-Asset of 0.46% mean?
Angel Oak Mortgage REIT (AOMR) has a Return-on-Tangible-Asset of 0.46% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Angel Oak Mortgage REIT and its competitors. This is 63% below median its historical median of 1.26. According to the industry distribution chart, Angel Oak Mortgage REIT ranks #679 out of 916 companies in the REITs industry, placing it in the top 74.1%.
Is Angel Oak Mortgage REIT's Return-on-Tangible-Asset too high?
Angel Oak Mortgage REIT's current Return-on-Tangible-Asset of 0.46% is 63% below median its 10-year median of 1.26. The REITs industry median Return-on-Tangible-Asset is 3.32. Angel Oak Mortgage REIT's value of 0.46% is 86.1% below this industry median. Based on the distribution chart, Angel Oak Mortgage REIT ranks #679 out of 916 companies in the REITs industry, which is below the industry midpoint. Overall, Angel Oak Mortgage REIT has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Angel Oak Mortgage REIT's Return-on-Tangible-Asset compare to MITT and SEVN?
According to the REITs industry distribution chart, Angel Oak Mortgage REIT ranks #679 out of 916 companies for Return-on-Tangible-Asset. This places Angel Oak Mortgage REIT in the lower half of its industry. The industry median Return-on-Tangible-Asset is 3.32. Angel Oak Mortgage REIT's value of 0.46% is 86.1% below this benchmark. While the company's 10-year median is 1.26 vs. the industry median of 3.32, Angel Oak Mortgage REIT has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a REITs company?
The median Return-on-Tangible-Asset among REITs companies is 3.32, based on 916 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Angel Oak Mortgage REIT's current Return-on-Tangible-Asset of 0.46% is 86.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Angel Oak Mortgage REIT and its competitors. For the REITs industry, the median Return-on-Tangible-Asset is 3.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Angel Oak Mortgage REIT's current Return-on-Tangible-Asset is 0.46%, which is 63% below median its own 10-year median of 1.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Angel Oak Mortgage REIT stock overvalued right now?
Based on GuruFocus' analysis, Angel Oak Mortgage REIT (AOMR) is currently considered Fairly Valued. The stock's GF Value™ is $7.49, compared to a current price of $8.26 — trading 10.3% above its estimated fair value. The current Return-on-Tangible-Asset is 0.46%, which is 63% below median its 10-year median of 1.26 and 86.1% below the REITs industry median of 3.32. Angel Oak Mortgage REIT's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Angel Oak Mortgage REIT (AOMR), the current Return-on-Tangible-Asset is 0.46% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Angel Oak Mortgage REIT (AOMR) Overvalued in 2026?

Based on GuruFocus' analysis, Angel Oak Mortgage REIT stock appears to be overvalued. The current stock price of $8.26 is trading 10.3% above its estimated GF Value™ of $7.49. GuruFocus considers Angel Oak Mortgage REIT to be Fairly Valued.

Key valuation signals for AOMR:

  • Return-on-Tangible-Asset: 0.46% (63% below median its 10-year median of 1.26)
  • GF Value™: $7.49 vs. price of $8.26 (10.3% above fair value)
  • GF Score™: 49/100 with 5 warning signs
  • Industry Position: 86.1% below the REITs median (#679 of 916)

No single metric tells the full story. See the AOMR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Angel Oak Mortgage REIT Business Description

Industry Real EstateREITs
Other Exchanges 57V:Germany
Address 980 Hammond Drive, Suite 200, Atlanta, GA, USA, 30328
Angel Oak Mortgage REIT Inc is a real estate finance company focused on acquiring and investing in first and second lien non-QM loans and other mortgage-related assets in the U.S. mortgage market. Its objective is to generate attractive risk-adjusted returns for its stockholders, through cash distributions and capital appreciation, across interest rate and credit cycles. The company operates in a single operating segment, which is to acquire, invest in, and finance mortgage-related assets.
49GF Score

Get the complete analysis for AOMR

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.26
Price
$7.49
GF Value