BDGSF (Lion Finance Group) Moat Score: 3/10 (As of Jun. 28, 2026)


BDGSF Lion Finance Group PLC BDGSF
71 GF Score
Price $151.87
GF Value $106.99
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Lion Finance Group Moat Score?

Lion Finance Group BDGSF +10.01% 71 Moat Score is 3 as of Jun. 28, 2026. GuruFocus rates BDGSF with a GF Score™ of 71/100 and a GF Value™ of $106.99 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,614 Banks companies, Lion Finance Group ranks better than 74.54% on this metric.

Lion Finance Group has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

Lion Finance Group has No Moat: Lion Finance Group PLC exhibits very weak competitive advantages. It operates in a highly competitive financial services sector with low switching costs and lacks significant brand strength or proprietary technology to establish a durable moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Lion Finance Group might have No Moat - Very weak/transient advantages.

Lion Finance Group  (OTCPK:BDGSF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Lion Finance Group Moat Score Related Terms

Lion Finance Group Moat Score Competitor Comparison

For the Banks - Regional subindustry, Lion Finance Group's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lion Finance Group Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Lion Finance Group's Moat Score distribution charts can be found below:

* The bar in red indicates where Lion Finance Group's Moat Score falls into.


BDGSF
71GF Score
Lion Finance Group PLC BDGSF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
Lion Finance Group (BDGSF) has a Moat Score of 3 as of Jun. 28, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Lion Finance Group ranks #411 out of 1614 companies in the Banks industry, placing it in the top 25.5%.
Is Lion Finance Group's Moat Score too high?
Lion Finance Group's current Moat Score is 3. Based on the distribution chart, Lion Finance Group ranks #411 out of 1614 companies in the Banks industry, which is above the industry midpoint. Overall, Lion Finance Group has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lion Finance Group's Moat Score compare to competitors?
According to the Banks industry distribution chart, Lion Finance Group ranks #411 out of 1614 companies for Moat Score. This puts Lion Finance Group in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Lion Finance Group's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lion Finance Group stock overvalued right now?
Based on GuruFocus' analysis, Lion Finance Group (BDGSF) is currently considered Significantly Overvalued. The stock's GF Value™ is $106.99, compared to a current price of $151.87 — trading 41.9% above its estimated fair value. The current Moat Score is 3. Lion Finance Group's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Lion Finance Group (BDGSF), the current Moat Score is 3 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lion Finance Group (BDGSF) Overvalued in 2026?

Based on GuruFocus' analysis, Lion Finance Group stock appears to be overvalued. The current stock price of $151.87 is trading 41.9% above its estimated GF Value™ of $106.99. GuruFocus considers Lion Finance Group to be Significantly Overvalued.

Key valuation signals for BDGSF:

  • Moat Score: 3
  • GF Value™: $106.99 vs. price of $151.87 (41.9% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the BDGSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lion Finance Group Business Description

Other Exchanges BGEOl:UKBGEO:UKGEB:Germany
Address 29 Farm Street, London, GBR, W1J 5RL
Lion Finance Group PLC, along with its subsidiaries, provides banking and financial services focused on the Georgian and Armenian markets. It offers services such as banking, leasing, brokerage, and investment management to corporate and individual customers. The Group is organised into the following Business Divisions and respective operating segments: Retail Banking, SME Banking, Corporate, Investment Banking, Corporate Center, Armenian Financial Services, and Other Businesses.
71GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$151.87
Price
$106.99
GF Value