Lion Finance GroupBDGSF +10.01%71 Return-on-Tangible-Equity is 28.47% as of Mar. 2026, which is 4% above its 10-year median of 27.25. GuruFocus rates BDGSF with a GF Score™ of 71/100 and a GF Value™ of $111.36 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,523 Banks companies, Lion Finance Group ranks better than 95.99% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Lion Finance Group's annualized net income for the quarter that ended in Mar. 2026 was $886 Mil. Lion Finance Group's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $3,114 Mil. Therefore, Lion Finance Group's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 28.47%.
The historical rank and industry rank for Lion Finance Group's Return-on-Tangible-Equity or its related term are showing as below:
BDGSF'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 13.4 Med: 27.25 Max: 43.4
Current: 29.23
During the past 13 years, Lion Finance Group's highest Return-on-Tangible-Equity was 43.40%. The lowest was 13.40%. And the median was 27.25%.
BDGSF's Return-on-Tangible-Equity is ranked better than 95.99% of 1523
companies
in the Banks industry
Industry Median: 11.2
vs BDGSF: 29.23
Lion Finance Group (OTCPK:BDGSF) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Lion Finance Group Return-on-Tangible-Equity Related Terms
Lion Finance Group Return-on-Tangible-Equity Historical Data
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The historical data trend for Lion Finance Group's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lion Finance Group Return-on-Tangible-Equity Chart
Lion Finance Group Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, Lion Finance Group's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lion Finance Group Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Lion Finance Group's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Lion Finance Group's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 28.47% mean?
Lion Finance Group (BDGSF) has a Return-on-Tangible-Equity of 28.47% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Lion Finance Group and its competitors. This is near median its historical median of 27.25. Over the past decade, Lion Finance Group's Return-on-Tangible-Equity has ranged from 13.40 to 43.40. According to the industry distribution chart, Lion Finance Group ranks #61 out of 1523 companies in the Banks industry, placing it in the top 4%.
Is Lion Finance Group's Return-on-Tangible-Equity too high?
Lion Finance Group's current Return-on-Tangible-Equity of 28.47% is near median its 10-year median of 27.25. Over the past 10 years, this metric has ranged from a low of 13.40 to a high of 43.40. The Banks industry median Return-on-Tangible-Equity is 11.20. Lion Finance Group's value of 28.47% is 154.2% above this industry median. Based on the distribution chart, Lion Finance Group ranks #61 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Lion Finance Group has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lion Finance Group's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Lion Finance Group ranks #61 out of 1523 companies for Return-on-Tangible-Equity. This places Lion Finance Group in the top 4% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.20. Lion Finance Group's value of 28.47% is 154.2% above this benchmark. Historically, Lion Finance Group's own Return-on-Tangible-Equity has ranged from 13.40 to 43.40 over the past decade. While the company's 10-year median is 27.25 vs. the industry median of 11.20, Lion Finance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lion Finance Group's current Return-on-Tangible-Equity of 28.47% is 154.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Lion Finance Group and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lion Finance Group's current Return-on-Tangible-Equity is 28.47%, which is near median its own 10-year median of 27.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lion Finance Group stock overvalued right now?
Based on GuruFocus' analysis, Lion Finance Group (BDGSF) is currently considered Significantly Overvalued. The stock's GF Value™ is $111.36, compared to a current price of $151.87 — trading 36.4% above its estimated fair value. The current Return-on-Tangible-Equity is 28.47%, which is near median its 10-year median of 27.25 and 154.2% above the Banks industry median of 11.20. Lion Finance Group's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Lion Finance Group (BDGSF), the current Return-on-Tangible-Equity is 28.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lion Finance Group (BDGSF) Overvalued in 2026?
Based on GuruFocus' analysis, Lion Finance Group stock appears to be overvalued.
The current stock price of $151.87 is trading 36.4% above its estimated GF Value™ of $111.36.
GuruFocus considers Lion Finance Group to be Significantly Overvalued.
Key valuation signals for BDGSF:
Return-on-Tangible-Equity: 28.47% (near median its 10-year median of 27.25)
GF Value™: $111.36 vs. price of $151.87 (36.4% above fair value)
Industry Position: 154.2% above the Banks median (#61 of 1523)
No single metric tells the full story. See the BDGSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lion Finance Group PLC, along with its subsidiaries, provides banking and financial services focused on the Georgian and Armenian markets. It offers services such as banking, leasing, brokerage, and investment management to corporate and individual customers. The Group is organised into the following Business Divisions and respective operating segments: Retail Banking, SME Banking, Corporate, Investment Banking, Corporate Center, Armenian Financial Services, and Other Businesses.
71GF Score
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