Yes Bank (BOM:532648) Moat Score: 0/10 (As of Jul. 30, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:532648 Yes Bank Ltd BOM:532648
70 GF Score
Price ₹22.85
GF Value ₹23.86
Valuation Fairly Valued
! 2 Warning Signs
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What is Yes Bank Moat Score?

Yes Bank has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Yes Bank has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Yes Bank might have No Moat - No discernible moat.

Yes Bank  (BOM:532648) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Yes Bank Moat Score Related Terms

BOM:532648
70GF Score
Yes Bank Ltd BOM:532648
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Yes Bank (BOM:532648) Overvalued in 2026?

Based on GuruFocus' analysis, Yes Bank stock appears to be undervalued. The current stock price of ₹22.85 is trading 4.2% below its estimated GF Value™ of ₹23.86. GuruFocus considers Yes Bank to be Fairly Valued.

Key valuation signals for BOM:532648:

  • Moat Score: 0
  • GF Value™: ₹23.86 vs. price of ₹22.85 (4.2% below fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the BOM:532648 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Yes Bank Business Description

Other Exchanges YESBANK:India
Address Off Western Express Highway, Yes Bank House, Santacruz (East), Mumbai, MH, IND, 400 055
Yes Bank Ltd is a full-service commercial bank operating in India. The bank's activities include corporate banking, financial markets, investment banking, corporate finance, branch banking, business and transaction banking, and wealth management services. A majority of the bank's earning assets are loans. The bank's loan portfolio is diversified across various industries, including food and agriculture, life sciences and information technology, tourism, hospitality, media and entertainment, renewable energy, education, and social infrastructure. Services and agriculture constitute approximately half of the bank's priority sector loans. The company reportable segments include Treasury, Corporate / Wholesale Banking, Retail Banking and Other Banking Operations.
70GF Score

Get the complete analysis for BOM:532648

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹22.85
Price
₹23.86
GF Value