Bandhan Bank (BOM:541153) Moat Score: 0/10 (As of Aug. 19, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:541153 Bandhan Bank Ltd BOM:541153
71 GF Score
Price ₹170.40
GF Value ₹181.14
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Bandhan Bank Moat Score?

Bandhan Bank has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Bandhan Bank has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Bandhan Bank might have No Moat - No discernible moat.

Bandhan Bank  (BOM:541153) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Bandhan Bank Moat Score Related Terms

BOM:541153
71GF Score
Bandhan Bank Ltd BOM:541153
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Bandhan Bank (BOM:541153) Overvalued in 2026?

Based on GuruFocus' analysis, Bandhan Bank stock appears to be undervalued. The current stock price of ₹170.40 is trading 5.9% below its estimated GF Value™ of ₹181.14. GuruFocus considers Bandhan Bank to be Fairly Valued.

Key valuation signals for BOM:541153:

  • Moat Score: 0
  • GF Value™: ₹181.14 vs. price of ₹170.40 (5.9% below fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the BOM:541153 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bandhan Bank Business Description

Other Exchanges BANDHANBNK:India
Address Adventz Infinity 5, Salt Lake City, BN 5, Sector V, 12th to 14th Floor, Kolkata, WB, IND, 700 091
Bandhan Bank Ltd provides banking services. It offers a variety of asset and liability products and services designed for micro banking and general banking. The bank's operating segments are Treasury, Retail Banking, Corporate/Wholesale Banking and Other Banking Business. Its treasury operations include investments in sovereign securities and trading operations, Retail banking includes lending to individuals/small businesses along with liability products, card services, internet banking, mobile banking, ATM services, and NRI services. The corporate/Wholesale segment includes corporate relationships not included in Retail Banking and Other segments include para-banking activities. It generates a majority of its revenue from the retail banking segment.
71GF Score

Get the complete analysis for BOM:541153

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹170.40
Price
₹181.14
GF Value