Banco BTG Pactual S.A. (BSP:BPAC3) Moat Score: 0/10 (As of Jul. 03, 2026)


BSP:BPAC3 Banco BTG Pactual S.A. BSP:BPAC3
79 GF Score
Price R$23.28
GF Value R$26.25
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Banco BTG Pactual S.A. Moat Score?

Banco BTG Pactual S.A. has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Banco BTG Pactual S.A. has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Banco BTG Pactual S.A. might have No Moat - No discernible moat.

Banco BTG Pactual S.A.  (BSP:BPAC3) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Banco BTG Pactual S.A. Moat Score Related Terms

BSP:BPAC3
79GF Score
Banco BTG Pactual S.A. BSP:BPAC3
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Banco BTG Pactual S.A. (BSP:BPAC3) Overvalued in 2026?

Based on GuruFocus' analysis, Banco BTG Pactual S.A. stock appears to be undervalued. The current stock price of R$23.28 is trading 11.3% below its estimated GF Value™ of R$26.25. GuruFocus considers Banco BTG Pactual S.A. to be Modestly Undervalued.

Key valuation signals for BSP:BPAC3:

  • Moat Score: 0
  • GF Value™: R$26.25 vs. price of R$23.28 (11.3% below fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the BSP:BPAC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco BTG Pactual S.A. Business Description

Other Exchanges BPAC11:BrazilBPAC5:Brazil
Address Praia de Botafogo, 501 - 5th floor, Botafogo, Torre Corcovado, RJ, BRA, 22250-040
Banco BTG Pactual S.A. is a Brazil-based banking firm. It offers financial products and services regarding commercial, investments, credit, financing, capital leases, insurance, and foreign exchange portfolios, among others, in the country and several locations abroad.
79GF Score

Get the complete analysis for BSP:BPAC3

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$23.28
Price
R$26.25
GF Value