Banco BTG Pactual S.A. (BSP:BPAC3) PEG Ratio: 0.83 (As of Jul. 03, 2026) — 11% Below Median


BSP:BPAC3 Banco BTG Pactual S.A. BSP:BPAC3
79 GF Score
Price R$23.28
GF Value R$26.25
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Banco BTG Pactual S.A. PEG Ratio?

Banco BTG Pactual S.A. BSP:BPAC3 +1.26% 79 PEG Ratio is 0.83 as of Jul. 03, 2026, which is 11% below its 10-year median of 0.93. GuruFocus rates BSP:BPAC3 with a GF Score™ of 79/100 and a GF Value™ of R$26.25 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 315 Capital Markets companies, Banco BTG Pactual S.A. ranks better than 65.71% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Banco BTG Pactual S.A.'s PE Ratio without NRI is 15.53. Banco BTG Pactual S.A.'s 5-Year Book Value growth rate is 18.70%. Therefore, Banco BTG Pactual S.A.'s PEG Ratio for today is 0.83.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Banco BTG Pactual S.A.'s PEG Ratio or its related term are showing as below:

BSP:BPAC3' s PEG Ratio Range Over the Past 10 Years
Min: 0.12   Med: 0.93   Max: 1.89
Current: 0.83


During the past 13 years, Banco BTG Pactual S.A.'s highest PEG Ratio was 1.89. The lowest was 0.12. And the median was 0.93.


BSP:BPAC3's PEG Ratio is ranked better than
65.71% of 315 companies
in the Capital Markets industry
Industry Median: 1.47 vs BSP:BPAC3: 0.83

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Banco BTG Pactual S.A.  (BSP:BPAC3) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Banco BTG Pactual S.A. PEG Ratio Related Terms


Banco BTG Pactual S.A. PEG Ratio Historical Data

* Premium members only.

The historical data trend for Banco BTG Pactual S.A.'s PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco BTG Pactual S.A. PEG Ratio Chart

Banco BTG Pactual S.A. Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.61 0.61 0.44 1.53

Banco BTG Pactual S.A. Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.88 1.10 1.18 1.53 1.35

BSP:BPAC3 vs MS, GS, SCHW: PEG Ratio Comparison

For the Capital Markets subindustry, Banco BTG Pactual S.A.'s PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco BTG Pactual S.A. PEG Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Banco BTG Pactual S.A.'s PEG Ratio distribution charts can be found below:

* The bar in red indicates where Banco BTG Pactual S.A.'s PEG Ratio falls into.


BSP:BPAC3
79GF Score
Banco BTG Pactual S.A. BSP:BPAC3
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco BTG Pactual S.A. PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Banco BTG Pactual S.A.'s PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=15.530353569046/18.70
=0.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.83 mean?
Banco BTG Pactual S.A. (BSP:BPAC3) has a PEG Ratio of 0.83 as of Jul. 03, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Banco BTG Pactual S.A. and its competitors. This is 11% below median its historical median of 0.93. Over the past decade, Banco BTG Pactual S.A.'s PEG Ratio has ranged from 0.12 to 1.89. According to the industry distribution chart, Banco BTG Pactual S.A. ranks #108 out of 315 companies in the Capital Markets industry, placing it in the top 34.3%.
Is Banco BTG Pactual S.A.'s PEG Ratio too high?
Banco BTG Pactual S.A.'s current PEG Ratio of 0.83 is 11% below median its 10-year median of 0.93. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 1.89. The Capital Markets industry median PEG Ratio is 1.47. Banco BTG Pactual S.A.'s value of 0.83 is 43.5% below this industry median. Based on the distribution chart, Banco BTG Pactual S.A. ranks #108 out of 315 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Banco BTG Pactual S.A. has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco BTG Pactual S.A.'s PEG Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Banco BTG Pactual S.A. ranks #108 out of 315 companies for PEG Ratio. This puts Banco BTG Pactual S.A. in the upper half of its industry. The industry median PEG Ratio is 1.47. Banco BTG Pactual S.A.'s value of 0.83 is 43.5% below this benchmark. Historically, Banco BTG Pactual S.A.'s own PEG Ratio has ranged from 0.12 to 1.89 over the past decade. While the company's 10-year median is 0.93 vs. the industry median of 1.47, Banco BTG Pactual S.A. has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Capital Markets company?
The median PEG Ratio among Capital Markets companies is 1.47, based on 315 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco BTG Pactual S.A.'s current PEG Ratio of 0.83 is 43.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Banco BTG Pactual S.A. and its competitors. For the Capital Markets industry, the median PEG Ratio is 1.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco BTG Pactual S.A.'s current PEG Ratio is 0.83, which is 11% below median its own 10-year median of 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco BTG Pactual S.A. stock overvalued right now?
Based on GuruFocus' analysis, Banco BTG Pactual S.A. (BSP:BPAC3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$26.25, compared to a current price of R$23.28 — trading 11.3% below its estimated fair value. The current PEG Ratio is 0.83, which is 11% below median its 10-year median of 0.93 and 43.5% below the Capital Markets industry median of 1.47. Banco BTG Pactual S.A.'s overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Banco BTG Pactual S.A. (BSP:BPAC3), the current PEG Ratio is 0.83 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco BTG Pactual S.A. (BSP:BPAC3) Overvalued in 2026?

Based on GuruFocus' analysis, Banco BTG Pactual S.A. stock appears to be undervalued. The current stock price of R$23.28 is trading 11.3% below its estimated GF Value™ of R$26.25. GuruFocus considers Banco BTG Pactual S.A. to be Modestly Undervalued.

Key valuation signals for BSP:BPAC3:

  • PEG Ratio: 0.83 (11% below median its 10-year median of 0.93)
  • GF Value™: R$26.25 vs. price of R$23.28 (11.3% below fair value)
  • GF Score™: 79/100 with 2 warning signs
  • Industry Position: 43.5% below the Capital Markets median (#108 of 315)

No single metric tells the full story. See the BSP:BPAC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco BTG Pactual S.A. Business Description

Other Exchanges BPAC11:BrazilBPAC5:Brazil
Address Praia de Botafogo, 501 - 5th floor, Botafogo, Torre Corcovado, RJ, BRA, 22250-040
Banco BTG Pactual S.A. is a Brazil-based banking firm. It offers financial products and services regarding commercial, investments, credit, financing, capital leases, insurance, and foreign exchange portfolios, among others, in the country and several locations abroad.
79GF Score

Get the complete analysis for BSP:BPAC3

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$23.28
Price
R$26.25
GF Value