Huntington Bancshares (BSP:H1BA34) Moat Score: 5/10 (As of Jul. 12, 2026)


BSP:H1BA34 Huntington Bancshares Inc BSP:H1BA34
75 GF Score
Price R$76.96
GF Value R$96.53
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Huntington Bancshares Moat Score?

Huntington Bancshares BSP:H1BA34 75 Moat Score is 5 as of Jul. 12, 2026. GuruFocus rates BSP:H1BA34 with a GF Score™ of 75/100 and a GF Value™ of R$96.53 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,614 Banks companies, Huntington Bancshares ranks better than 94.05% on this metric.

Huntington Bancshares has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Huntington Bancshares has Narrow Moat: Huntington Bancshares has a solid narrow moat due to its strong regional market presence and customer loyalty. It benefits from economies of scale and a robust distribution network. However, it lacks significant network effects or unique intellectual property that would elevate it to a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Huntington Bancshares might have Narrow Moat - Solid narrow moat.

Huntington Bancshares  (BSP:H1BA34) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Huntington Bancshares Moat Score Related Terms

BSP:H1BA34 vs MTB, BAP, CFG: Moat Score Comparison

For the Banks - Regional subindustry, Huntington Bancshares's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Huntington Bancshares Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Huntington Bancshares's Moat Score distribution charts can be found below:

* The bar in red indicates where Huntington Bancshares's Moat Score falls into.


BSP:H1BA34
75GF Score
Huntington Bancshares Inc BSP:H1BA34
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Huntington Bancshares (BSP:H1BA34) has a Moat Score of 5 as of Jul. 12, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Huntington Bancshares ranks #96 out of 1614 companies in the Banks industry, placing it in the top 5.9%.
Is Huntington Bancshares' Moat Score too high?
Huntington Bancshares' current Moat Score is 5. Based on the distribution chart, Huntington Bancshares ranks #96 out of 1614 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Huntington Bancshares has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Huntington Bancshares' Moat Score compare to MTB and BAP?
According to the Banks industry distribution chart, Huntington Bancshares ranks #96 out of 1614 companies for Moat Score. This places Huntington Bancshares in the top 6% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Huntington Bancshares's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huntington Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Huntington Bancshares (BSP:H1BA34) is currently considered Modestly Undervalued. The stock's GF Value™ is R$96.53, compared to a current price of R$76.96 — trading 20.3% below its estimated fair value. The current Moat Score is 5. Huntington Bancshares' overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Huntington Bancshares (BSP:H1BA34), the current Moat Score is 5 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Huntington Bancshares (BSP:H1BA34) Overvalued in 2026?

Based on GuruFocus' analysis, Huntington Bancshares stock appears to be undervalued. The current stock price of R$76.96 is trading 20.3% below its estimated GF Value™ of R$96.53. GuruFocus considers Huntington Bancshares to be Modestly Undervalued.

Key valuation signals for BSP:H1BA34:

  • Moat Score: 5
  • GF Value™: R$96.53 vs. price of R$76.96 (20.3% below fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the BSP:H1BA34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Huntington Bancshares Business Description

Address 41 South High Street, Columbus, OH, USA, 43287
Huntington is a regional US bank with over $285 billion in assets. It offers a full suite of consumer deposit and lending services, along with commercial services focused on payments, investment management, capital markets, equipment financing, treasury management, and other common banking services.
75GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$76.96
Price
R$96.53
GF Value