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Huntington BancsharesBSP:H1BA34 76 Return-on-Tangible-Equity is 10.56% as of Mar. 2026, which is 28% below its 10-year median of 14.74. GuruFocus rates BSP:H1BA34 with a GF Score™ of 76/100 and a GF Value™ of R$69.40. The stock has 8 warning signs investors should review. Among 1,523 Banks companies, Huntington Bancshares ranks better than 62.64% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Huntington Bancshares's annualized net income for the quarter that ended in Mar. 2026 was R$10,940 Mil. Huntington Bancshares's average shareholder tangible equity for the quarter that ended in Mar. 2026 was R$103,637 Mil. Therefore, Huntington Bancshares's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 10.56%.
The historical rank and industry rank for Huntington Bancshares's Return-on-Tangible-Equity or its related term are showing as below:
BSP:H1BA34'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 8.21 Med: 14.74 Max: 18.06
Current: 13.16
During the past 13 years, Huntington Bancshares's highest Return-on-Tangible-Equity was 18.06%. The lowest was 8.21%. And the median was 14.74%.
BSP:H1BA34's Return-on-Tangible-Equity is ranked better than 62.64% of 1523
companies
in the Banks industry
Industry Median: 11.23
vs BSP:H1BA34: 13.16
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Huntington Bancshares Return-on-Tangible-Equity Related Terms
Huntington Bancshares Return-on-Tangible-Equity Historical Data
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The historical data trend for Huntington Bancshares's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:H1BA34 vs MTB, BAP, CFG: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Huntington Bancshares's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Huntington Bancshares Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Huntington Bancshares's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Huntington Bancshares's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 10.56% mean?
Huntington Bancshares (BSP:H1BA34) has a Return-on-Tangible-Equity of 10.56% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Huntington Bancshares and its competitors. This is 28% below median its historical median of 14.74. Over the past decade, Huntington Bancshares' Return-on-Tangible-Equity has ranged from 8.21 to 18.06. According to the industry distribution chart, Huntington Bancshares ranks #569 out of 1523 companies in the Banks industry, placing it in the top 37.4%.
Is Huntington Bancshares' Return-on-Tangible-Equity too high?
Huntington Bancshares' current Return-on-Tangible-Equity of 10.56% is 28% below median its 10-year median of 14.74. Over the past 10 years, this metric has ranged from a low of 8.21 to a high of 18.06. The Banks industry median Return-on-Tangible-Equity is 11.23. Huntington Bancshares' value of 10.56% is 6% below this industry median. Based on the distribution chart, Huntington Bancshares ranks #569 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, Huntington Bancshares has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Huntington Bancshares' Return-on-Tangible-Equity compare to MTB and BAP?
According to the Banks industry distribution chart, Huntington Bancshares ranks #569 out of 1523 companies for Return-on-Tangible-Equity. This puts Huntington Bancshares in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.23. Huntington Bancshares' value of 10.56% is 6% below this benchmark. Historically, Huntington Bancshares' own Return-on-Tangible-Equity has ranged from 8.21 to 18.06 over the past decade. While the company's 10-year median is 14.74 vs. the industry median of 11.23, Huntington Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.23, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Huntington Bancshares's current Return-on-Tangible-Equity of 10.56% is 6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Huntington Bancshares and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Huntington Bancshares's current Return-on-Tangible-Equity is 10.56%, which is 28% below median its own 10-year median of 14.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huntington Bancshares stock overvalued right now?
Huntington Bancshares (BSP:H1BA34) has a current Return-on-Tangible-Equity of 10.56%. The stock's GF Value™ is R$69.40, compared to a current price of R$76.96 — trading 10.9% above its estimated fair value. The current Return-on-Tangible-Equity is 10.56%, which is 28% below median its 10-year median of 14.74 and 6% below the Banks industry median of 11.23. Huntington Bancshares' overall GF Score™ is 76/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Huntington Bancshares (BSP:H1BA34), the current Return-on-Tangible-Equity is 10.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Huntington Bancshares (BSP:H1BA34) Overvalued in 2026?
Based on GuruFocus' analysis, Huntington Bancshares stock appears to be overvalued.
The current stock price of R$76.96 is trading 10.9% above its estimated GF Value™ of R$69.40.
Key valuation signals for BSP:H1BA34:
Return-on-Tangible-Equity: 10.56% (28% below median its 10-year median of 14.74)
GF Value™: R$69.40 vs. price of R$76.96 (10.9% above fair value)
Industry Position: 6% below the Banks median (#569 of 1523)
No single metric tells the full story. See the BSP:H1BA34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Huntington is a regional US bank with over $285 billion in assets. It offers a full suite of consumer deposit and lending services, along with commercial services focused on payments, investment management, capital markets, equipment financing, treasury management, and other common banking services.
76GF Score
Get the complete analysis for BSP:H1BA34
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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