Markel Group (BSP:MKLC34) Moat Score: 6/10 (As of Jul. 13, 2026)


BSP:MKLC34 Markel Group Inc BSP:MKLC34
82 GF Score
Price R$497.00
GF Value R$530.88
Valuation Fairly Valued
! 7 Warning Signs
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What is Markel Group Moat Score?

Markel Group BSP:MKLC34 -0.46% 82 Moat Score is 6 as of Jul. 13, 2026. GuruFocus rates BSP:MKLC34 with a GF Score™ of 82/100 and a GF Value™ of R$530.88 (Fairly Valued). The stock has 7 warning signs investors should review. Among 597 Insurance companies, Markel Group ranks better than 94.97% on this metric.

Markel Group has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Markel Group has Narrow Moat: Markel Group Inc has a strong narrow moat due to its specialized insurance offerings and strong brand reputation. However, it faces competition and regulatory challenges that limit its pricing power and market share.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Markel Group might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Markel Group  (BSP:MKLC34) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Markel Group Moat Score Related Terms

BSP:MKLC34 vs L, WRB, CINF: Moat Score Comparison

For the Insurance - Property & Casualty subindustry, Markel Group's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Markel Group Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Markel Group's Moat Score distribution charts can be found below:

* The bar in red indicates where Markel Group's Moat Score falls into.


BSP:MKLC34
82GF Score
Markel Group Inc BSP:MKLC34
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
Markel Group (BSP:MKLC34) has a Moat Score of 6 as of Jul. 13, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Markel Group ranks #30 out of 597 companies in the Insurance industry, placing it in the top 5%.
Is Markel Group's Moat Score too high?
Markel Group's current Moat Score is 6. Based on the distribution chart, Markel Group ranks #30 out of 597 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Markel Group has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Markel Group's Moat Score compare to L and WRB?
According to the Insurance industry distribution chart, Markel Group ranks #30 out of 597 companies for Moat Score. This places Markel Group in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Markel Group's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Markel Group stock overvalued right now?
Based on GuruFocus' analysis, Markel Group (BSP:MKLC34) is currently considered Fairly Valued. The stock's GF Value™ is R$530.88, compared to a current price of R$497.00 — trading 6.4% below its estimated fair value. The current Moat Score is 6. Markel Group's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Markel Group (BSP:MKLC34), the current Moat Score is 6 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Markel Group (BSP:MKLC34) Overvalued in 2026?

Based on GuruFocus' analysis, Markel Group stock appears to be undervalued. The current stock price of R$497.00 is trading 6.4% below its estimated GF Value™ of R$530.88. GuruFocus considers Markel Group to be Fairly Valued.

Key valuation signals for BSP:MKLC34:

  • Moat Score: 6
  • GF Value™: R$530.88 vs. price of R$497.00 (6.4% below fair value)
  • GF Score™: 82/100 with 7 warning signs

No single metric tells the full story. See the BSP:MKLC34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Markel Group Business Description

Address 4521 Highwoods Parkway, Glen Allen, VA, USA, 23060-6148
Markel's primary business is property and casualty insurance. The company focuses primarily on specialty lines, ranging from areas such as executive liability to commercial equine insurance. The acquisition of Alterra in 2013 added substantial reinsurance operations, which now account for a little over 10% of premiums. The company uses capital generated by its insurance operations to buy noninsurance operations in diverse areas, such as bakery equipment manufacturing and residential homebuilding.
82GF Score

Get the complete analysis for BSP:MKLC34

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$497.00
Price
R$530.88
GF Value