Evertec (FRA:2EV) Moat Score: 5/10 (As of Aug. 18, 2026)

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FRA:2EV Evertec Inc FRA:2EV
89 GF Score
Price €26.40
GF Value €38.84
Valuation Possible Value Trap
! 6 Warning Signs
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What is Evertec Moat Score?

Evertec FRA:2EV -4.35% 89 Moat Score is 5 as of Aug. 18, 2026. GuruFocus rates FRA:2EV with a GF Score™ of 89/100 and a GF Value™ of €38.84 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 2,832 Software companies, Evertec ranks better than 94.77% on this metric.

Evertec has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Evertec has Narrow Moat: Evertec Inc has a solid narrow moat due to its strong market position in payment processing in Latin America, benefiting from network effects and customer switching costs. However, it lacks significant global market leadership and faces competition from larger players, limiting its moat to a narrow category.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Evertec might have Narrow Moat - Solid narrow moat.

Evertec  (FRA:2EV) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Evertec Moat Score Related Terms

FRA:2EV vs MQ, FIVN, BAND: Moat Score Comparison

For the Software - Infrastructure subindustry, Evertec's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Evertec Moat Score vs Software Industry

For the Software industry and Technology sector, Evertec's Moat Score distribution charts can be found below:

* The bar in red indicates where Evertec's Moat Score falls into.


FRA:2EV
89GF Score
Evertec Inc FRA:2EV
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Evertec (FRA:2EV) has a Moat Score of 5 as of Aug. 18, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Evertec ranks #148 out of 2832 companies in the Software industry, placing it in the top 5.2%.
Is Evertec's Moat Score too high?
Evertec's current Moat Score is 5. Based on the distribution chart, Evertec ranks #148 out of 2832 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Evertec has a GF Score™ of 89/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Evertec's Moat Score compare to MQ and FIVN?
According to the Software industry distribution chart, Evertec ranks #148 out of 2832 companies for Moat Score. This places Evertec in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Evertec's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Evertec stock overvalued right now?
Based on GuruFocus' analysis, Evertec (FRA:2EV) is currently considered Possible Value Trap. The stock's GF Value™ is €38.84, compared to a current price of €26.40 — trading 32% below its estimated fair value. The current Moat Score is 5. Evertec's overall GF Score™ is 89/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Evertec (FRA:2EV), the current Moat Score is 5 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Evertec (FRA:2EV) Overvalued in 2026?

Based on GuruFocus' analysis, Evertec stock appears to be undervalued. The current stock price of €26.40 is trading 32% below its estimated GF Value™ of €38.84. GuruFocus considers Evertec to be Possible Value Trap.

Key valuation signals for FRA:2EV:

  • Moat Score: 5
  • GF Value™: €38.84 vs. price of €26.40 (32% below fair value)
  • GF Score™: 89/100 with 6 warning signs

No single metric tells the full story. See the FRA:2EV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Evertec Business Description

Other Exchanges EVTC:USAEVTC31:Brazil
Address Cupey Center Building, Road 176, Kilometer 1.3, San Juan, PRI, 00926
Evertec Inc is a transaction processing business in Latin America and the Caribbean. Its business segments are Merchant Acquiring, Payment Services - Puerto Rico & Caribbean, Latin America Payments and Solutions, and Business Solutions. Latin America Payments and Solutions segment derive maximum revenue. The company serves a diversified customer base of financial institutions, merchants, corporations, and government agencies with mission-critical technology solutions that enable them to issue, process, and accept transactions securely. Geographically, it operates in Puerto Rico, Caribbean, and Latin America.
89GF Score

Get the complete analysis for FRA:2EV

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.40
Price
€38.84
GF Value