U-Haul Holding Co (FRA:AUK) Moat Score: 6/10 (As of Jul. 23, 2026)

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FRA:AUK U-Haul Holding Co FRA:AUK
29 GF Score
Price €61.00
GF Value €55.89
Valuation Fairly Valued
! 10 Warning Signs
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What is U-Haul Holding Co Moat Score?

U-Haul Holding Co FRA:AUK +0.83% 29 Moat Score is 6 as of Jul. 23, 2026. GuruFocus rates FRA:AUK with a GF Score™ of 29/100 and a GF Value™ of €55.89 (Fairly Valued). The stock has 10 warning signs investors should review. Among 1,092 Business Services companies, U-Haul Holding Co ranks better than 98.44% on this metric.

U-Haul Holding Co has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

U-Haul Holding Co has Narrow Moat: U-Haul has a strong narrow moat due to its dominant market share in the self-moving industry and a superior distribution network. The brand is well-recognized, and the company benefits from economies of scale. However, it lacks significant regulatory barriers or exclusive licenses to elevate it to a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes U-Haul Holding Co might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

U-Haul Holding Co  (FRA:AUK) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

U-Haul Holding Co Moat Score Related Terms

FRA:AUK vs R, GATX, CAR: Moat Score Comparison

For the Rental & Leasing Services subindustry, U-Haul Holding Co's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

U-Haul Holding Co Moat Score vs Business Services Industry

For the Business Services industry and Industrials sector, U-Haul Holding Co's Moat Score distribution charts can be found below:

* The bar in red indicates where U-Haul Holding Co's Moat Score falls into.


FRA:AUK
29GF Score
U-Haul Holding Co FRA:AUK
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
U-Haul Holding Co (FRA:AUK) has a Moat Score of 6 as of Jul. 23, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, U-Haul Holding Co ranks #17 out of 1092 companies in the Business Services industry, placing it in the top 1.6%.
Is U-Haul Holding Co's Moat Score too high?
U-Haul Holding Co's current Moat Score is 6. Based on the distribution chart, U-Haul Holding Co ranks #17 out of 1092 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, U-Haul Holding Co has a GF Score™ of 29/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does U-Haul Holding Co's Moat Score compare to R and GATX?
According to the Business Services industry distribution chart, U-Haul Holding Co ranks #17 out of 1092 companies for Moat Score. This places U-Haul Holding Co in the top 2% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Business Services company?
A good Moat Score depends on the Business Services industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. U-Haul Holding Co's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U-Haul Holding Co stock overvalued right now?
Based on GuruFocus' analysis, U-Haul Holding Co (FRA:AUK) is currently considered Fairly Valued. The stock's GF Value™ is €55.89, compared to a current price of €61.00 — trading 9.1% above its estimated fair value. The current Moat Score is 6. U-Haul Holding Co's overall GF Score™ is 29/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For U-Haul Holding Co (FRA:AUK), the current Moat Score is 6 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is U-Haul Holding Co (FRA:AUK) Overvalued in 2026?

Based on GuruFocus' analysis, U-Haul Holding Co stock appears to be overvalued. The current stock price of €61.00 is trading 9.1% above its estimated GF Value™ of €55.89. GuruFocus considers U-Haul Holding Co to be Fairly Valued.

Key valuation signals for FRA:AUK:

  • Moat Score: 6
  • GF Value™: €55.89 vs. price of €61.00 (9.1% above fair value)
  • GF Score™: 29/100 with 10 warning signs

No single metric tells the full story. See the FRA:AUK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

U-Haul Holding Co Business Description

Other Exchanges UHAL.B:USAUHAL:USA
Address 5555 Kietzke Lane, Suite 100, Reno, NV, USA, 89511
U-Haul Holding Co is an American moving truck, trailer, and self-storage rental company. The company also provides moving boxes, packing supplies, LPG (propane) refills, trailer hitch and wiring installation, storage container rentals, and other services. It has three reportable segments Moving and Storage, Property and Casualty Insurance, and Life Insurance. The majority of its revenue comes from the Moving and Storage segment.
29GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€61.00
Price
€55.89
GF Value