U-Haul Holding Co (FRA:AUK) Return-on-Tangible-Equity: -6.70% (As of Mar. 2026)

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FRA:AUK U-Haul Holding Co FRA:AUK
29 GF Score
Price €61.00
GF Value €55.89
Valuation Fairly Valued
! 10 Warning Signs
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What is U-Haul Holding Co Return-on-Tangible-Equity?

U-Haul Holding Co FRA:AUK +0.83% 29 Return-on-Tangible-Equity is -6.70% as of Mar. 2026. GuruFocus rates FRA:AUK with a GF Score™ of 29/100 and a GF Value™ of €55.89 (Fairly Valued). The stock has 10 warning signs investors should review. Among 1,008 Business Services companies, U-Haul Holding Co ranks worse than 76.49% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. U-Haul Holding Co's annualized net income for the quarter that ended in Mar. 2026 was €-442 Mil. U-Haul Holding Co's average shareholder tangible equity for the quarter that ended in Mar. 2026 was €6,599 Mil. Therefore, U-Haul Holding Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was -6.70%.

The historical rank and industry rank for U-Haul Holding Co's Return-on-Tangible-Equity or its related term are showing as below:

FRA:AUK' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 1.09   Med: 12.32   Max: 26.23
Current: 1.09

During the past 13 years, U-Haul Holding Co's highest Return-on-Tangible-Equity was 26.23%. The lowest was 1.09%. And the median was 12.32%.

FRA:AUK's Return-on-Tangible-Equity is ranked worse than
76.49% of 1008 companies
in the Business Services industry
Industry Median: 10.7 vs FRA:AUK: 1.09

U-Haul Holding Co  (FRA:AUK) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


U-Haul Holding Co Return-on-Tangible-Equity Related Terms


U-Haul Holding Co Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for U-Haul Holding Co's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

U-Haul Holding Co Return-on-Tangible-Equity Chart

U-Haul Holding Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.54 15.04 9.13 5.02 1.06

U-Haul Holding Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.28 7.27 5.43 -1.91 -6.70

FRA:AUK vs R, GATX, CAR: Return-on-Tangible-Equity Comparison

For the Rental & Leasing Services subindustry, U-Haul Holding Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


U-Haul Holding Co Return-on-Tangible-Equity vs Business Services Industry

For the Business Services industry and Industrials sector, U-Haul Holding Co's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where U-Haul Holding Co's Return-on-Tangible-Equity falls into.


FRA:AUK
29GF Score
U-Haul Holding Co FRA:AUK
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

U-Haul Holding Co Return-on-Tangible-Equity Calculation

U-Haul Holding Co's annualized Return-on-Tangible-Equity for the fiscal year that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Mar. 2026 )  (A: Mar. 2025 )(A: Mar. 2026 )
=71.906/( (6935.782+6584.078 )/ 2 )
=71.906/6759.93
=1.06 %

U-Haul Holding Co's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=-442.136/( (6613.213+6584.078)/ 2 )
=-442.136/6598.6455
=-6.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of -6.70% mean?
U-Haul Holding Co (FRA:AUK) has a Return-on-Tangible-Equity of -6.70% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on U-Haul Holding Co and its competitors. Over the past decade, U-Haul Holding Co's Return-on-Tangible-Equity has ranged from 1.09 to 26.23. According to the industry distribution chart, U-Haul Holding Co ranks #771 out of 1008 companies in the Business Services industry, placing it in the top 76.5%.
Is U-Haul Holding Co's Return-on-Tangible-Equity too high?
U-Haul Holding Co's current Return-on-Tangible-Equity is -6.70%. Over the past 10 years, this metric has ranged from a low of 1.09 to a high of 26.23. Based on the distribution chart, U-Haul Holding Co ranks #771 out of 1008 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, U-Haul Holding Co has a GF Score™ of 29/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does U-Haul Holding Co's Return-on-Tangible-Equity compare to R and GATX?
According to the Business Services industry distribution chart, U-Haul Holding Co ranks #771 out of 1008 companies for Return-on-Tangible-Equity. This places U-Haul Holding Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 10.70. Historically, U-Haul Holding Co's own Return-on-Tangible-Equity has ranged from 1.09 to 26.23 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Business Services company?
The median Return-on-Tangible-Equity among Business Services companies is 10.70, based on 1,008 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on U-Haul Holding Co and its competitors. For the Business Services industry, the median Return-on-Tangible-Equity is 10.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. U-Haul Holding Co's current Return-on-Tangible-Equity is -6.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U-Haul Holding Co stock overvalued right now?
Based on GuruFocus' analysis, U-Haul Holding Co (FRA:AUK) is currently considered Fairly Valued. The stock's GF Value™ is €55.89, compared to a current price of €61.00 — trading 9.1% above its estimated fair value. The current Return-on-Tangible-Equity is -6.70%. U-Haul Holding Co's overall GF Score™ is 29/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For U-Haul Holding Co (FRA:AUK), the current Return-on-Tangible-Equity is -6.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is U-Haul Holding Co (FRA:AUK) Overvalued in 2026?

Based on GuruFocus' analysis, U-Haul Holding Co stock appears to be overvalued. The current stock price of €61.00 is trading 9.1% above its estimated GF Value™ of €55.89. GuruFocus considers U-Haul Holding Co to be Fairly Valued.

Key valuation signals for FRA:AUK:

  • Return-on-Tangible-Equity: -6.70%
  • GF Value™: €55.89 vs. price of €61.00 (9.1% above fair value)
  • GF Score™: 29/100 with 10 warning signs

No single metric tells the full story. See the FRA:AUK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


U-Haul Holding Co Business Description

Other Exchanges UHAL.B:USAUHAL:USA
Address 5555 Kietzke Lane, Suite 100, Reno, NV, USA, 89511
U-Haul Holding Co is an American moving truck, trailer, and self-storage rental company. The company also provides moving boxes, packing supplies, LPG (propane) refills, trailer hitch and wiring installation, storage container rentals, and other services. It has three reportable segments Moving and Storage, Property and Casualty Insurance, and Life Insurance. The majority of its revenue comes from the Moving and Storage segment.
29GF Score

Get the complete analysis for FRA:AUK

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€61.00
Price
€55.89
GF Value