Komercni Banka AS (FRA:KONN) Moat Score: 0/10 (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:KONN Komercni Banka AS FRA:KONN
63 GF Score
Price €40.06
GF Value €34.60
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Komercni Banka AS Moat Score?

Komercni Banka AS has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Komercni Banka AS has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Komercni Banka AS might have No Moat - No discernible moat.

Komercni Banka AS  (FRA:KONN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Komercni Banka AS Moat Score Related Terms

FRA:KONN
63GF Score
Komercni Banka AS FRA:KONN
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Komercni Banka AS (FRA:KONN) Overvalued in 2026?

Based on GuruFocus' analysis, Komercni Banka AS stock appears to be overvalued. The current stock price of €40.06 is trading 15.8% above its estimated GF Value™ of €34.60. GuruFocus considers Komercni Banka AS to be Modestly Overvalued.

Key valuation signals for FRA:KONN:

  • Moat Score: 0
  • GF Value™: €34.60 vs. price of €40.06 (15.8% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the FRA:KONN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Komercni Banka AS Business Description

Other Exchanges KOMB:Czech Republic
Address Na Prikope 33 cp. 969, P.O. BOX 839, Prague 1, CZE, 114 07
Komercni Banka AS is a universal bank providing a wide range of retail, corporate, and investment banking activities. These activities are complemented by other specialized services, including pension insurance, building savings, leasing, factoring, consumer loans, insurance, and services of fintech companies. The Group has the following operating segments: i) Retail Banking: includes the provision of products and services to individuals, ii) Corporate Banking: includes the provision of products and services to corporate entities, iii) Investment Banking: involves trading in financial instruments; and iv) Other: consists of the head office of the Bank. The majority of the revenue is derived from the Retail banking segment.
63GF Score

Get the complete analysis for FRA:KONN

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€40.06
Price
€34.60
GF Value