Monni NV (FRA:KY3) Moat Score: 0/10 (As of Aug. 11, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:KY3 Monni NV FRA:KY3
73 GF Score
Price €8.00
GF Value €5.68
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Monni NV Moat Score?

Monni NV has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Monni NV has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Monni NV might have No Moat - No discernible moat.

Monni NV  (FRA:KY3) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Monni NV Moat Score Related Terms

FRA:KY3
73GF Score
Monni NV FRA:KY3
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Monni NV (FRA:KY3) Overvalued in 2026?

Based on GuruFocus' analysis, Monni NV stock appears to be overvalued. The current stock price of €8.00 is trading 40.8% above its estimated GF Value™ of €5.68. GuruFocus considers Monni NV to be Significantly Overvalued.

Key valuation signals for FRA:KY3:

  • Moat Score: 0
  • GF Value™: €5.68 vs. price of €8.00 (40.8% above fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the FRA:KY3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Monni NV Business Description

Other Exchanges MONNI:Belgium
Address Ikaroslaan 24, Zaventem, BEL, 1930
Monni NV is a provider of electronic payment and transaction processing solutions, as well as a software developer of payment-related solutions. Its products are Payment terminals and POS systems. The group serves in the sectors of Catering & Hospitality, Liberal Professions, Retail & Service Points, and Government & Public Sector.
73GF Score

Get the complete analysis for FRA:KY3

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.00
Price
€5.68
GF Value