SCB X PCL (FRA:OU8) Moat Score: 0/10 (As of Jul. 01, 2026)


FRA:OU8 SCB X PCL FRA:OU8
57 GF Score
Price €3.72
GF Value €2.93
Valuation Modestly Overvalued
! 9 Warning Signs
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What is SCB X PCL Moat Score?

SCB X PCL has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

SCB X PCL has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes SCB X PCL might have No Moat - No discernible moat.

SCB X PCL  (FRA:OU8) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

SCB X PCL Moat Score Related Terms

FRA:OU8
57GF Score
SCB X PCL FRA:OU8
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SCB X PCL (FRA:OU8) Overvalued in 2026?

Based on GuruFocus' analysis, SCB X PCL stock appears to be overvalued. The current stock price of €3.72 is trading 27% above its estimated GF Value™ of €2.93. GuruFocus considers SCB X PCL to be Modestly Overvalued.

Key valuation signals for FRA:OU8:

  • Moat Score: 0
  • GF Value™: €2.93 vs. price of €3.72 (27% above fair value)
  • GF Score™: 57/100 with 9 warning signs

No single metric tells the full story. See the FRA:OU8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SCB X PCL Business Description

Other Exchanges SCB:ThailandSCB-F:Thailand
Address 9 Ratchadapisek Road, Jatujak, Bangkok, THA, 10900
SCB X PCL is a full-service Thai bank, and its principal shareholder is the Thai Crown Property Bureau, followed by a fund operating under the Thai Ministry of Finance. The bank provides a range of financial services such as customer deposits, home loans, personal credit, car hire purchases, ATM and debit transactions, currency exchanges, overseas remittances, corporate banking, insurance, asset management, and securities trading. The bank's long-term focuses on small and medium-sized enterprises, financial planning, customer service, and digitalization and analytics. Nearly half of its loan portfolio is in retail loans, the majority of which are housing loans.
57GF Score

Get the complete analysis for FRA:OU8

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.72
Price
€2.93
GF Value