Bank Muscat (SAOG) (LSE:BKM) Moat Score: 0/10 (As of Jul. 24, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LSE:BKM Bank Muscat (SAOG) LSE:BKM
52 GF Score
Price $3.84
GF Value $3.04
! 2 Warning Signs
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What is Bank Muscat (SAOG) Moat Score?

Bank Muscat (SAOG) has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Bank Muscat (SAOG) has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Bank Muscat (SAOG) might have No Moat - No discernible moat.

Bank Muscat (SAOG)  (LSE:BKM) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Bank Muscat (SAOG) Moat Score Related Terms

LSE:BKM
52GF Score
Bank Muscat (SAOG) LSE:BKM
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bank Muscat (SAOG) (LSE:BKM) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Muscat (SAOG) stock appears to be overvalued. The current stock price of $3.84 is trading 26.3% above its estimated GF Value™ of $3.04.

Key valuation signals for LSE:BKM:

  • Moat Score: 0
  • GF Value™: $3.04 vs. price of $3.84 (26.3% above fair value)
  • GF Score™: 52/100 with 2 warning signs

No single metric tells the full story. See the LSE:BKM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Muscat (SAOG) Business Description

Other Exchanges BKMB:Oman
Address Street No. 62, Block No. 311, Building No. 120/4, Airport Heights, Seeb, Muscat, OMN, 112
Bank Muscat (SAOG) is a banking corporation. Its business is to accept Sharia-compliant customer deposits, provide Shari'a-compliant financing based on various Shari'a-compliant modes, and undertake investment activities, commercial banking services, and other investment activities in the Sultanate of Oman. The company's service segments include Personal, Corporate, Wholesale, Islamic, and International banking. It generates the majority of revenue from the personal banking segment, which provides products and services to individuals, including consumer loans, credit cards, deposit accounts, savings deposits, foreign exchange, e-banking, remittances, bancassurance, and other branch-related services.
52GF Score

Get the complete analysis for LSE:BKM

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.84
Price
$3.04
GF Value