Nova Ljubljanska banka dd Ljubljana (LSE:NLB) Moat Score: 0/10 (As of Jul. 05, 2026)


LSE:NLB Nova Ljubljanska banka dd Ljubljana LSE:NLB
76 GF Score
Price €46.25
GF Value €28.16
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Nova Ljubljanska banka dd Ljubljana Moat Score?

Nova Ljubljanska banka dd Ljubljana has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Nova Ljubljanska banka dd Ljubljana has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Nova Ljubljanska banka dd Ljubljana might have No Moat - No discernible moat.

Nova Ljubljanska banka dd Ljubljana  (LSE:NLB) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Nova Ljubljanska banka dd Ljubljana Moat Score Related Terms

LSE:NLB
76GF Score
Nova Ljubljanska banka dd Ljubljana LSE:NLB
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Nova Ljubljanska banka dd Ljubljana (LSE:NLB) Overvalued in 2026?

Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana stock appears to be overvalued. The current stock price of €46.25 is trading 64.2% above its estimated GF Value™ of €28.16. GuruFocus considers Nova Ljubljanska banka dd Ljubljana to be Significantly Overvalued.

Key valuation signals for LSE:NLB:

  • Moat Score: 0
  • GF Value™: €28.16 vs. price of €46.25 (64.2% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the LSE:NLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Nova Ljubljanska banka dd Ljubljana Business Description

Address Trg republike 2, Ljubljana, SVN, 1000
Nova Ljubljanska banka dd Ljubljana is a Slovenia-based entity providing universal banking services. It is a principal provider of banking products, asset management, and insurance products. The company has six operating segments: Retail Banking in Slovenia, Corporate and Investment Banking in Slovenia, Strategic Foreign Markets, Financial Markets in Slovenia, Non-Core Members, and Other Activities. Geographically, the company operates in Slovenia, Southeast Europe (North Macedonia, Serbia, Montenegro, Croatia, Bosnia & Herzegovina, and Kosovo), and Western Europe (Germany and Switzerland). Geographically, the company generates the majority of its revenue from Slovenia.
76GF Score

Get the complete analysis for LSE:NLB

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€46.25
Price
€28.16
GF Value