WR Berkley (LTS:0HMZ) Moat Score: 6/10 (As of Jul. 06, 2026)


LTS:0HMZ WR Berkley Corp LTS:0HMZ
78 GF Score
Price $71.54
GF Value $69.18
Valuation Fairly Valued
! 3 Warning Signs
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What is WR Berkley Moat Score?

WR Berkley LTS:0HMZ 78 Moat Score is 6 as of Jul. 06, 2026. GuruFocus rates LTS:0HMZ with a GF Score™ of 78/100 and a GF Value™ of $69.18 (Fairly Valued). The stock has 3 warning signs investors should review. Among 598 Insurance companies, WR Berkley ranks better than 94.98% on this metric.

WR Berkley has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

WR Berkley has Narrow Moat: WR Berkley benefits from a strong brand and underwriting expertise in the insurance industry. Its competitive advantage is supported by economies of scale and a robust distribution network, though not sufficient for a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes WR Berkley might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

WR Berkley  (LTS:0HMZ) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

WR Berkley Moat Score Related Terms

LTS:0HMZ vs CINF, MKL, L: Moat Score Comparison

For the Insurance - Property & Casualty subindustry, WR Berkley's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

WR Berkley Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, WR Berkley's Moat Score distribution charts can be found below:

* The bar in red indicates where WR Berkley's Moat Score falls into.


LTS:0HMZ
78GF Score
WR Berkley Corp LTS:0HMZ
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
WR Berkley (LTS:0HMZ) has a Moat Score of 6 as of Jul. 06, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, WR Berkley ranks #30 out of 598 companies in the Insurance industry, placing it in the top 5%.
Is WR Berkley's Moat Score too high?
WR Berkley's current Moat Score is 6. Based on the distribution chart, WR Berkley ranks #30 out of 598 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, WR Berkley has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does WR Berkley's Moat Score compare to CINF and MKL?
According to the Insurance industry distribution chart, WR Berkley ranks #30 out of 598 companies for Moat Score. This places WR Berkley in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. WR Berkley's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is WR Berkley stock overvalued right now?
Based on GuruFocus' analysis, WR Berkley (LTS:0HMZ) is currently considered Fairly Valued. The stock's GF Value™ is $69.18, compared to a current price of $71.54 — trading 3.4% above its estimated fair value. The current Moat Score is 6. WR Berkley's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For WR Berkley (LTS:0HMZ), the current Moat Score is 6 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is WR Berkley (LTS:0HMZ) Overvalued in 2026?

Based on GuruFocus' analysis, WR Berkley stock appears to be overvalued. The current stock price of $71.54 is trading 3.4% above its estimated GF Value™ of $69.18. GuruFocus considers WR Berkley to be Fairly Valued.

Key valuation signals for LTS:0HMZ:

  • Moat Score: 6
  • GF Value™: $69.18 vs. price of $71.54 (3.4% above fair value)
  • GF Score™: 78/100 with 3 warning signs

No single metric tells the full story. See the LTS:0HMZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

WR Berkley Business Description

Address 475 Steamboat Road, Greenwich, CT, USA, 06830
W.R. Berkley is an insurance holding company with a host of subsidiaries that primarily underwrite commercial casualty insurance. The firm specializes in niche products that include various excess and surplus lines, workers' compensation insurance, self-insurance consulting, reinsurance, and regional commercial lines for small and midsize businesses.
78GF Score

Get the complete analysis for LTS:0HMZ

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$71.54
Price
$69.18
GF Value