MOH (Molina Healthcare) Moat Score: 6/10 (As of Jul. 07, 2026)


MOH Molina Healthcare Inc MOH
79 GF Score
Price $227.70
GF Value $405.37
Valuation Significantly Undervalued
! 9 Warning Signs
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What is Molina Healthcare Moat Score?

Molina Healthcare MOH -0.94% 79 Moat Score is 6 as of Jul. 07, 2026. GuruFocus rates MOH with a GF Score™ of 79/100 and a GF Value™ of $405.37 (Significantly Undervalued). The stock has 9 warning signs investors should review. Among 18 Healthcare Plans companies, Molina Healthcare ranks better than 61.11% on this metric.

Molina Healthcare has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Molina Healthcare has Narrow Moat: Molina Healthcare has a strong narrow moat due to significant regulatory barriers, a robust distribution network, and economies of scale. Its brand strength and customer loyalty in the healthcare sector further support its moat, though it lacks wide moat characteristics.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Molina Healthcare might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Molina Healthcare  (NYSE:MOH) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Molina Healthcare Moat Score Related Terms

MOH vs OSCR, ALHC, CLOV: Moat Score Comparison

For the Healthcare Plans subindustry, Molina Healthcare's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Molina Healthcare Moat Score vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Molina Healthcare's Moat Score distribution charts can be found below:

* The bar in red indicates where Molina Healthcare's Moat Score falls into.


MOH
79GF Score
Molina Healthcare Inc MOH
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
Molina Healthcare (MOH) has a Moat Score of 6 as of Jul. 07, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Molina Healthcare ranks #7 out of 18 companies in the Healthcare Plans industry, placing it in the top 38.9%.
Is Molina Healthcare's Moat Score too high?
Molina Healthcare's current Moat Score is 6. The Healthcare Plans industry median Moat Score is 4.00. Molina Healthcare's value of 6 is 50% above this industry median. Based on the distribution chart, Molina Healthcare ranks #7 out of 18 companies in the Healthcare Plans industry, which is above the industry midpoint. Overall, Molina Healthcare has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Molina Healthcare's Moat Score compare to OSCR and ALHC?
According to the Healthcare Plans industry distribution chart, Molina Healthcare ranks #7 out of 18 companies for Moat Score. This puts Molina Healthcare in the upper half of its industry. The industry median Moat Score is 4.00. Molina Healthcare's value of 6 is 50% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Healthcare Plans company?
The median Moat Score among Healthcare Plans companies is 4.00, based on 18 companies in the industry. Companies in the top quartile (top 25%) have a Moat Score significantly above this median, while those in the bottom quartile fall well below. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Molina Healthcare's current Moat Score of 6 is 50% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. For the Healthcare Plans industry, the median Moat Score is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Molina Healthcare's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Molina Healthcare stock overvalued right now?
Based on GuruFocus' analysis, Molina Healthcare (MOH) is currently considered Significantly Undervalued. The stock's GF Value™ is $405.37, compared to a current price of $227.70 — trading 43.8% below its estimated fair value. The current Moat Score is 6 and 50% above the Healthcare Plans industry median of 4.00. Molina Healthcare's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Molina Healthcare (MOH), the current Moat Score is 6 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Molina Healthcare (MOH) Overvalued in 2026?

Based on GuruFocus' analysis, Molina Healthcare stock appears to be undervalued. The current stock price of $227.70 is trading 43.8% below its estimated GF Value™ of $405.37. GuruFocus considers Molina Healthcare to be Significantly Undervalued.

Key valuation signals for MOH:

  • Moat Score: 6
  • GF Value™: $405.37 vs. price of $227.70 (43.8% below fair value)
  • GF Score™: 79/100 with 9 warning signs
  • Industry Position: 50% above the Healthcare Plans median (#7 of 18)

No single metric tells the full story. See the MOH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Molina Healthcare Business Description

Other Exchanges 1MOH:ItalyMHG:Germany
Address 200 Oceangate, Suite 100, Long Beach, CA, USA, 90802
Molina Healthcare Inc provides medical insurance plans through Medicaid, the individual exchanges, and Medicare. The company operates in four reportable segments consisting of: 1) Medicaid; 2) Medicare; 3) Marketplace; and 4) Other. It manages health benefit risks for more than 5 million people, with more than 85% of those members coming through contracts with state governments for their Medicaid programs. Medicaid contracts in four states-California, New York, Texas, and Washington-account for over half of its enrollees.
79GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$227.70
Price
$405.37
GF Value