PNB Gilts (NSE:PNBGILTS) Moat Score: 0/10 (As of Sep. 11, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:PNBGILTS PNB Gilts Ltd NSE:PNBGILTS
84 GF Score
Price ₹80.36
GF Value ₹98.97
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is PNB Gilts Moat Score?

PNB Gilts has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

PNB Gilts has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes PNB Gilts might have No Moat - No discernible moat.

PNB Gilts  (NSE:PNBGILTS) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

PNB Gilts Moat Score Related Terms

NSE:PNBGILTS
84GF Score
PNB Gilts Ltd NSE:PNBGILTS
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is PNB Gilts (NSE:PNBGILTS) Overvalued in 2026?

Based on GuruFocus' analysis, PNB Gilts stock appears to be undervalued. The current stock price of ₹80.36 is trading 18.8% below its estimated GF Value™ of ₹98.97. GuruFocus considers PNB Gilts to be Modestly Undervalued.

Key valuation signals for NSE:PNBGILTS:

  • Moat Score: 0
  • GF Value™: ₹98.97 vs. price of ₹80.36 (18.8% below fair value)
  • GF Score™: 84/100 with 6 warning signs

No single metric tells the full story. See the NSE:PNBGILTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PNB Gilts Business Description

Other Exchanges 532366:India
Address 5, Sansad Marg, New Delhi, IND, 110001
PNB Gilts Ltd is engaged in the activities of supporting government borrowing program via underwriting of government securities issuances and trade in a gamut of fixed income instruments such as Government securities, Treasury Bills, State Development Loans, Corporate Bonds, Interest Rate Swaps and various money market instruments such as Certificates of Deposits, Commercial Papers, and Others. Its services are Gilts account, Debt capital Market, and Retailing.
84GF Score

Get the complete analysis for NSE:PNBGILTS

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹80.36
Price
₹98.97
GF Value