PNB Gilts (NSE:PNBGILTS) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:PNBGILTS PNB Gilts Ltd NSE:PNBGILTS
84 GF Score
Price ₹80.36
GF Value ₹98.97
Valuation Modestly Undervalued
! 6 Warning Signs
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What is PNB Gilts Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

NSE:PNBGILTS
84GF Score
PNB Gilts Ltd NSE:PNBGILTS
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PNB Gilts (NSE:PNBGILTS) Overvalued in 2026?

Based on GuruFocus' analysis, PNB Gilts stock appears to be undervalued. The current stock price of ₹80.36 is trading 18.8% below its estimated GF Value™ of ₹98.97. GuruFocus considers PNB Gilts to be Modestly Undervalued.

Key valuation signals for NSE:PNBGILTS:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₹98.97 vs. price of ₹80.36 (18.8% below fair value)
  • GF Score™: 84/100 with 6 warning signs

No single metric tells the full story. See the NSE:PNBGILTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PNB Gilts Business Description

Other Exchanges 532366:India
Address 5, Sansad Marg, New Delhi, IND, 110001
PNB Gilts Ltd is engaged in the activities of supporting government borrowing program via underwriting of government securities issuances and trade in a gamut of fixed income instruments such as Government securities, Treasury Bills, State Development Loans, Corporate Bonds, Interest Rate Swaps and various money market instruments such as Certificates of Deposits, Commercial Papers, and Others. Its services are Gilts account, Debt capital Market, and Retailing.
84GF Score

Get the complete analysis for NSE:PNBGILTS

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹80.36
Price
₹98.97
GF Value