Credit Agricole Alpes Provence (STU:8U40) Moat Score: 0/10 (As of Jul. 29, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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STU:8U40 Credit Agricole Alpes Provence STU:8U40
35 GF Score
Price €142.58
GF Value €80.18
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Credit Agricole Alpes Provence Moat Score?

Credit Agricole Alpes Provence has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Credit Agricole Alpes Provence has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Credit Agricole Alpes Provence might have No Moat - No discernible moat.

Credit Agricole Alpes Provence  (STU:8U40) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Credit Agricole Alpes Provence Moat Score Related Terms

STU:8U40
35GF Score
Credit Agricole Alpes Provence STU:8U40
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Credit Agricole Alpes Provence (STU:8U40) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole Alpes Provence stock appears to be overvalued. The current stock price of €142.58 is trading 77.8% above its estimated GF Value™ of €80.18. GuruFocus considers Credit Agricole Alpes Provence to be Significantly Overvalued.

Key valuation signals for STU:8U40:

  • Moat Score: 0
  • GF Value™: €80.18 vs. price of €142.58 (77.8% above fair value)
  • GF Score™: 35/100 with 2 warning signs

No single metric tells the full story. See the STU:8U40 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Agricole Alpes Provence Business Description

Other Exchanges CRAP:France
Address 25 Chemin des Trois Cypres, Aix-en-Provence, FRA, 13097
Credit Agricole Alpes Provence is engaged in providing banking and financial services in France. It offers services to farmers, individuals and companies. It also offers insurance services such as life insurance and auto insurance.
35GF Score

Get the complete analysis for STU:8U40

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€142.58
Price
€80.18
GF Value