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The historical rank and industry rank for Credit Agricole Alpes Provence's PB Ratio or its related term are showing as below:
STU:8U40'
s PB Ratio Range Over the Past 10 Years
Min: 0.15 Med: 0.27 Max: 0.4
Current: 0.28
During the past 13 years, Credit Agricole Alpes Provence's highest PB Ratio was 0.40. The lowest was 0.15. And the median was 0.27.
STU:8U40's PB Ratio is ranked better than 96.57% of 1515
companies
in the Banks industry
Industry Median: 1.12
vs STU:8U40: 0.28
During the past 12 months, Credit Agricole Alpes Provence's average Book Value Per Share Growth Rate was 12.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 9.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 8.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 6.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Credit Agricole Alpes Provence was 11.40% per year. The lowest was 0.90% per year. And the median was 5.60% per year.
Back to Basics: PB Ratio
Credit Agricole Alpes Provence (STU:8U40) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Credit Agricole Alpes Provence PB Ratio Related Terms
Credit Agricole Alpes Provence PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole Alpes Provence PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Credit Agricole Alpes Provence's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Agricole Alpes Provence PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Credit Agricole Alpes Provence's PB Ratio distribution charts can be found below:
* The bar in red indicates where Credit Agricole Alpes Provence's PB Ratio falls into.
Credit Agricole Alpes Provence PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Credit Agricole Alpes Provence (STU:8U40) has a PB Ratio of 0.27 as of Jul. 29, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Credit Agricole Alpes Provence and its competitors. This is near median its historical median of 0.27. Over the past decade, Credit Agricole Alpes Provence's PB Ratio has ranged from 0.15 to 0.40. According to the industry distribution chart, Credit Agricole Alpes Provence ranks #52 out of 1515 companies in the Banks industry, placing it in the top 3.4%.
Is Credit Agricole Alpes Provence's PB Ratio too high?
Credit Agricole Alpes Provence's current PB Ratio of 0.27 is near median its 10-year median of 0.27. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.40. The Banks industry median PB Ratio is 1.12. Credit Agricole Alpes Provence's value of 0.27 is 75.9% below this industry median. Based on the distribution chart, Credit Agricole Alpes Provence ranks #52 out of 1515 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Credit Agricole Alpes Provence has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Alpes Provence's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Alpes Provence ranks #52 out of 1515 companies for PB Ratio. This places Credit Agricole Alpes Provence in the top 3% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. Credit Agricole Alpes Provence's value of 0.27 is 75.9% below this benchmark. Historically, Credit Agricole Alpes Provence's own PB Ratio has ranged from 0.15 to 0.40 over the past decade. While the company's 10-year median is 0.27 vs. the industry median of 1.12, Credit Agricole Alpes Provence has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole Alpes Provence's current PB Ratio of 0.27 is 75.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Credit Agricole Alpes Provence and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Alpes Provence's current PB Ratio is 0.27, which is near median its own 10-year median of 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Alpes Provence stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole Alpes Provence (STU:8U40) is currently considered Significantly Overvalued. The stock's GF Value™ is €80.18, compared to a current price of €142.58 — trading 77.8% above its estimated fair value. The current PB Ratio is 0.27, which is near median its 10-year median of 0.27 and 75.9% below the Banks industry median of 1.12. Credit Agricole Alpes Provence's overall GF Score™ is 35/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Credit Agricole Alpes Provence (STU:8U40), the current PB Ratio is 0.27 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Agricole Alpes Provence (STU:8U40) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Agricole Alpes Provence stock appears to be overvalued.
The current stock price of €142.58 is trading 77.8% above its estimated GF Value™ of €80.18.
GuruFocus considers Credit Agricole Alpes Provence to be Significantly Overvalued.
Key valuation signals for STU:8U40:
PB Ratio: 0.27 (near median its 10-year median of 0.27)
GF Value™: €80.18 vs. price of €142.58 (77.8% above fair value)
Industry Position: 75.9% below the Banks median (#52 of 1515)
No single metric tells the full story. See the STU:8U40 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Agricole Alpes Provence Business Description
Credit Agricole Alpes Provence is engaged in providing banking and financial services in France. It offers services to farmers, individuals and companies. It also offers insurance services such as life insurance and auto insurance.
35GF Score
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