SUTNY (Sumitomo Mitsui Trust Group) Moat Score: 6/10 (As of Jul. 09, 2026)


SUTNY Sumitomo Mitsui Trust Group Inc SUTNY
67 GF Score
Price $8.21
GF Value $4.98
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Sumitomo Mitsui Trust Group Moat Score?

Sumitomo Mitsui Trust Group SUTNY -0.48% 67 Moat Score is 6 as of Jul. 09, 2026. GuruFocus rates SUTNY with a GF Score™ of 67/100 and a GF Value™ of $4.98 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,609 Banks companies, Sumitomo Mitsui Trust Group ranks better than 97.82% on this metric.

Sumitomo Mitsui Trust Group has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Sumitomo Mitsui Trust Group has Narrow Moat: Sumitomo Mitsui Trust Group Inc has a strong narrow moat with significant market share in Japan, supported by regulatory barriers and customer loyalty. Its brand strength and distribution network are notable, though not enough for a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Sumitomo Mitsui Trust Group might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Sumitomo Mitsui Trust Group  (OTCPK:SUTNY) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Sumitomo Mitsui Trust Group Moat Score Related Terms

Sumitomo Mitsui Trust Group Moat Score Competitor Comparison

For the Banks - Regional subindustry, Sumitomo Mitsui Trust Group's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sumitomo Mitsui Trust Group Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Sumitomo Mitsui Trust Group's Moat Score distribution charts can be found below:

* The bar in red indicates where Sumitomo Mitsui Trust Group's Moat Score falls into.


SUTNY
67GF Score
Sumitomo Mitsui Trust Group Inc SUTNY
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
Sumitomo Mitsui Trust Group (SUTNY) has a Moat Score of 6 as of Jul. 09, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Sumitomo Mitsui Trust Group ranks #35 out of 1609 companies in the Banks industry, placing it in the top 2.2%.
Is Sumitomo Mitsui Trust Group's Moat Score too high?
Sumitomo Mitsui Trust Group's current Moat Score is 6. Based on the distribution chart, Sumitomo Mitsui Trust Group ranks #35 out of 1609 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sumitomo Mitsui Trust Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sumitomo Mitsui Trust Group's Moat Score compare to competitors?
According to the Banks industry distribution chart, Sumitomo Mitsui Trust Group ranks #35 out of 1609 companies for Moat Score. This places Sumitomo Mitsui Trust Group in the top 2% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Sumitomo Mitsui Trust Group's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sumitomo Mitsui Trust Group stock overvalued right now?
Based on GuruFocus' analysis, Sumitomo Mitsui Trust Group (SUTNY) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.98, compared to a current price of $8.21 — trading 64.9% above its estimated fair value. The current Moat Score is 6. Sumitomo Mitsui Trust Group's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Sumitomo Mitsui Trust Group (SUTNY), the current Moat Score is 6 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sumitomo Mitsui Trust Group (SUTNY) Overvalued in 2026?

Based on GuruFocus' analysis, Sumitomo Mitsui Trust Group stock appears to be overvalued. The current stock price of $8.21 is trading 64.9% above its estimated GF Value™ of $4.98. GuruFocus considers Sumitomo Mitsui Trust Group to be Significantly Overvalued.

Key valuation signals for SUTNY:

  • Moat Score: 6
  • GF Value™: $4.98 vs. price of $8.21 (64.9% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the SUTNY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sumitomo Mitsui Trust Group Business Description

Address 1-4-1 Marunouchi, Chiyoda-ku, Tokyo, JPN, 100-8233
Sumitomo Mitsui Trust Group is the fifth-largest Japanese bank by assets and revenue. It is the only remaining stand-alone trust bank after the late 1990s deregulation removed legal barriers between commercial banking and trust functions in Japan; its former rivals in trust banking merged and became units of Mitsubishi UFJ FG and Mizuho. It has no capital ties with Sumitomo Mitsui FG, despite the similar name and common ties to Sumitomo and Mitsui group companies. In fiduciary services, SMTG is the market leader in Japan in total assets under custody. It is the largest manager of corporate pension funds and trails only Nomura in investment trusts.
67GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.21
Price
$4.98
GF Value