SUTNY (Sumitomo Mitsui Trust Group) LT-Debt-to-Total-Asset: 0.22 (As of Mar. 2026)


SUTNY Sumitomo Mitsui Trust Group Inc SUTNY
67 GF Score
Price $8.22
GF Value $5.19
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Sumitomo Mitsui Trust Group LT-Debt-to-Total-Asset?

Sumitomo Mitsui Trust Group SUTNY +0.37% 67 LT-Debt-to-Total-Asset is 0.22 as of Mar. 2026. GuruFocus rates SUTNY with a GF Score™ of 67/100 and a GF Value™ of $5.19 (Significantly Overvalued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Sumitomo Mitsui Trust Group's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.22.

Sumitomo Mitsui Trust Group's long-term debt to total assets ratio declined from Mar. 2025 (0.25) to Mar. 2026 (0.22). It may suggest that Sumitomo Mitsui Trust Group is progressively becoming less dependent on debt to grow their business.


Sumitomo Mitsui Trust Group  (OTCPK:SUTNY) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Sumitomo Mitsui Trust Group LT-Debt-to-Total-Asset Related Terms


Sumitomo Mitsui Trust Group LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Sumitomo Mitsui Trust Group's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sumitomo Mitsui Trust Group LT-Debt-to-Total-Asset Chart

Sumitomo Mitsui Trust Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.26 0.25 0.23 0.25 0.22

Sumitomo Mitsui Trust Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.25 0.23 0.23 0.23 0.22
SUTNY
67GF Score
Sumitomo Mitsui Trust Group Inc SUTNY
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sumitomo Mitsui Trust Group LT-Debt-to-Total-Asset Calculation

Sumitomo Mitsui Trust Group's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=114199.639/517852.797
=0.22

Sumitomo Mitsui Trust Group's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=114199.639/517852.797
=0.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.22 mean?
Sumitomo Mitsui Trust Group (SUTNY) has a LT-Debt-to-Total-Asset of 0.22 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Sumitomo Mitsui Trust Group and its competitors.
Is Sumitomo Mitsui Trust Group's LT-Debt-to-Total-Asset too high?
Sumitomo Mitsui Trust Group's current LT-Debt-to-Total-Asset is 0.22. Overall, Sumitomo Mitsui Trust Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sumitomo Mitsui Trust Group's LT-Debt-to-Total-Asset compare to competitors?
Sumitomo Mitsui Trust Group's LT-Debt-to-Total-Asset of 0.22 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Sumitomo Mitsui Trust Group and its competitors. Sumitomo Mitsui Trust Group's current LT-Debt-to-Total-Asset is 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sumitomo Mitsui Trust Group stock overvalued right now?
Based on GuruFocus' analysis, Sumitomo Mitsui Trust Group (SUTNY) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.19, compared to a current price of $8.22 — trading 58.4% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.22. Sumitomo Mitsui Trust Group's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Sumitomo Mitsui Trust Group (SUTNY), the current LT-Debt-to-Total-Asset is 0.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sumitomo Mitsui Trust Group (SUTNY) Overvalued in 2026?

Based on GuruFocus' analysis, Sumitomo Mitsui Trust Group stock appears to be overvalued. The current stock price of $8.22 is trading 58.4% above its estimated GF Value™ of $5.19. GuruFocus considers Sumitomo Mitsui Trust Group to be Significantly Overvalued.

Key valuation signals for SUTNY:

  • LT-Debt-to-Total-Asset: 0.22
  • GF Value™: $5.19 vs. price of $8.22 (58.4% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the SUTNY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sumitomo Mitsui Trust Group Business Description

Address 1-4-1 Marunouchi, Chiyoda-ku, Tokyo, JPN, 100-8233
Sumitomo Mitsui Trust Group is the fifth-largest Japanese bank by assets and revenue. It is the only remaining stand-alone trust bank after the late 1990s deregulation removed legal barriers between commercial banking and trust functions in Japan; its former rivals in trust banking merged and became units of Mitsubishi UFJ FG and Mizuho. It has no capital ties with Sumitomo Mitsui FG, despite the similar name and common ties to Sumitomo and Mitsui group companies. In fiduciary services, SMTG is the market leader in Japan in total assets under custody. It is the largest manager of corporate pension funds and trails only Nomura in investment trusts.
67GF Score

Get the complete analysis for SUTNY

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.22
Price
$5.19
GF Value