Okinawa Financial Group (TSE:7350) Moat Score: 0/10 (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:7350 Okinawa Financial Group Inc TSE:7350
38 GF Score
Price 円6,930.00
GF Value 円3,462.14
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Okinawa Financial Group Moat Score?

Okinawa Financial Group has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Okinawa Financial Group has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Okinawa Financial Group might have No Moat - No discernible moat.

Okinawa Financial Group  (TSE:7350) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Okinawa Financial Group Moat Score Related Terms

TSE:7350
38GF Score
Okinawa Financial Group Inc TSE:7350
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Okinawa Financial Group (TSE:7350) Overvalued in 2026?

Based on GuruFocus' analysis, Okinawa Financial Group stock appears to be overvalued. The current stock price of 円6,930.00 is trading 100.2% above its estimated GF Value™ of 円3,462.14. GuruFocus considers Okinawa Financial Group to be Significantly Overvalued.

Key valuation signals for TSE:7350:

  • Moat Score: 0
  • GF Value™: 円3,462.14 vs. price of 円6,930.00 (100.2% above fair value)
  • GF Score™: 38/100 with 5 warning signs

No single metric tells the full story. See the TSE:7350 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Okinawa Financial Group Business Description

Address 3-10-1 Kumoji, Naha, JPN, 900-8651
Okinawa Financial Group Inc is engaged in Management of banks and other companies that can be made subsidiaries under the Banking Law, and all business incidental thereto.
38GF Score

Get the complete analysis for TSE:7350

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円6,930.00
Price
円3,462.14
GF Value