Okinawa Financial Group (TSE:7350) Pretax Margin %: 25.07% (As of Mar. 2026) — 41% Above Median

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TSE:7350 Okinawa Financial Group Inc TSE:7350
38 GF Score
Price 円7,300.00
GF Value 円3,462.14
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Okinawa Financial Group Pretax Margin %?

Okinawa Financial Group TSE:7350 +5.34% 38 Pretax Margin % is 25.07% as of Mar. 2026, which is 41% above its 10-year median of 17.73. GuruFocus rates TSE:7350 with a GF Score™ of 38/100 and a GF Value™ of 円3,462.14 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,527 Banks companies, Okinawa Financial Group ranks worse than 71.45% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Okinawa Financial Group's Pre-Tax Income for the three months ended in Mar. 2026 was 円4,057 Mil. Okinawa Financial Group's Revenue for the three months ended in Mar. 2026 was 円16,181 Mil. Therefore, Okinawa Financial Group's pretax margin for the quarter that ended in Mar. 2026 was 25.07%.

The historical rank and industry rank for Okinawa Financial Group's Pretax Margin % or its related term are showing as below:

TSE:7350' s Pretax Margin % Range Over the Past 10 Years
Min: 16.88   Med: 17.73   Max: 25.99
Current: 25.99


TSE:7350's Pretax Margin % is ranked worse than
71.45% of 1527 companies
in the Banks industry
Industry Median: 34.65 vs TSE:7350: 25.99

Okinawa Financial Group  (TSE:7350) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Okinawa Financial Group Pretax Margin % Related Terms


Okinawa Financial Group Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Okinawa Financial Group's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Okinawa Financial Group Pretax Margin % Chart

Okinawa Financial Group Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
Pretax Margin %
16.88 17.32 17.73 21.90 25.99

Okinawa Financial Group Quarterly Data
Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.45 24.11 26.10 28.82 25.07

Okinawa Financial Group Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Okinawa Financial Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Okinawa Financial Group Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Okinawa Financial Group's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Okinawa Financial Group's Pretax Margin % falls into.


TSE:7350
38GF Score
Okinawa Financial Group Inc TSE:7350
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Okinawa Financial Group Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Okinawa Financial Group's Pretax Margin for the fiscal year that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=16115/62001
=25.99 %

Okinawa Financial Group's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=4057/16181
=25.07 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 25.07% mean?
Okinawa Financial Group (TSE:7350) has a Pretax Margin % of 25.07% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Okinawa Financial Group and its competitors. This is 41% above median its historical median of 17.73. Over the past decade, Okinawa Financial Group's Pretax Margin % has ranged from 16.88 to 25.99. According to the industry distribution chart, Okinawa Financial Group ranks #1091 out of 1527 companies in the Banks industry, placing it in the top 71.4%.
Is Okinawa Financial Group's Pretax Margin % too high?
Okinawa Financial Group's current Pretax Margin % of 25.07% is 41% above median its 10-year median of 17.73. Over the past 10 years, this metric has ranged from a low of 16.88 to a high of 25.99. The Banks industry median Pretax Margin % is 34.65. Okinawa Financial Group's value of 25.07% is 27.6% below this industry median. Based on the distribution chart, Okinawa Financial Group ranks #1091 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Okinawa Financial Group has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Okinawa Financial Group's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Okinawa Financial Group ranks #1091 out of 1527 companies for Pretax Margin %. This places Okinawa Financial Group in the lower half of its industry. The industry median Pretax Margin % is 34.65. Okinawa Financial Group's value of 25.07% is 27.6% below this benchmark. Historically, Okinawa Financial Group's own Pretax Margin % has ranged from 16.88 to 25.99 over the past decade. While the company's 10-year median is 17.73 vs. the industry median of 34.65, Okinawa Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.65, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Okinawa Financial Group's current Pretax Margin % of 25.07% is 27.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Okinawa Financial Group and its competitors. For the Banks industry, the median Pretax Margin % is 34.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Okinawa Financial Group's current Pretax Margin % is 25.07%, which is 41% above median its own 10-year median of 17.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Okinawa Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Okinawa Financial Group (TSE:7350) is currently considered Significantly Overvalued. The stock's GF Value™ is 円3,462.14, compared to a current price of 円7,300.00 — trading 110.9% above its estimated fair value. The current Pretax Margin % is 25.07%, which is 41% above median its 10-year median of 17.73 and 27.6% below the Banks industry median of 34.65. Okinawa Financial Group's overall GF Score™ is 38/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Okinawa Financial Group (TSE:7350), the current Pretax Margin % is 25.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Okinawa Financial Group (TSE:7350) Overvalued in 2026?

Based on GuruFocus' analysis, Okinawa Financial Group stock appears to be overvalued. The current stock price of 円7,300.00 is trading 110.9% above its estimated GF Value™ of 円3,462.14. GuruFocus considers Okinawa Financial Group to be Significantly Overvalued.

Key valuation signals for TSE:7350:

  • Pretax Margin %: 25.07% (41% above median its 10-year median of 17.73)
  • GF Value™: 円3,462.14 vs. price of 円7,300.00 (110.9% above fair value)
  • GF Score™: 38/100 with 5 warning signs
  • Industry Position: 27.6% below the Banks median (#1091 of 1527)

No single metric tells the full story. See the TSE:7350 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Okinawa Financial Group Business Description

Address 3-10-1 Kumoji, Naha, JPN, 900-8651
Okinawa Financial Group Inc is engaged in Management of banks and other companies that can be made subsidiaries under the Banking Law, and all business incidental thereto.
38GF Score

Get the complete analysis for TSE:7350

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円7,300.00
Price
円3,462.14
GF Value