eGuarantee (TSE:8771) Moat Score: 4/10 (As of Aug. 04, 2026)

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Director of Data and Quant Analytics at GuruFocus
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TSE:8771 eGuarantee Inc TSE:8771
97 GF Score
Price 円1,815.00
GF Value 円1,991.23
Valuation Fairly Valued
! 6 Warning Signs
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What is eGuarantee Moat Score?

eGuarantee TSE:8771 -0.38% 97 Moat Score is 4 as of Aug. 04, 2026. GuruFocus rates TSE:8771 with a GF Score™ of 97/100 and a GF Value™ of 円1,991.23 (Fairly Valued). The stock has 6 warning signs investors should review. Among 568 Credit Services companies, eGuarantee ranks better than 95.07% on this metric.

eGuarantee has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

eGuarantee has Narrow Moat: eGuarantee Inc has a discernible but modest moat due to its niche market position and some customer loyalty. However, the lack of significant network effects or strong pricing power limits its competitive advantage.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes eGuarantee might have Narrow Moat - Discernible but modest moat.

eGuarantee  (TSE:8771) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

eGuarantee Moat Score Related Terms

TSE:8771 vs V, MA, AXP: Moat Score Comparison

For the Credit Services subindustry, eGuarantee's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

eGuarantee Moat Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, eGuarantee's Moat Score distribution charts can be found below:

* The bar in red indicates where eGuarantee's Moat Score falls into.


TSE:8771
97GF Score
eGuarantee Inc TSE:8771
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
eGuarantee (TSE:8771) has a Moat Score of 4 as of Aug. 04, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, eGuarantee ranks #28 out of 568 companies in the Credit Services industry, placing it in the top 4.9%.
Is eGuarantee's Moat Score too high?
eGuarantee's current Moat Score is 4. Based on the distribution chart, eGuarantee ranks #28 out of 568 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, eGuarantee has a GF Score™ of 97/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does eGuarantee's Moat Score compare to V and MA?
According to the Credit Services industry distribution chart, eGuarantee ranks #28 out of 568 companies for Moat Score. This places eGuarantee in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Credit Services company?
A good Moat Score depends on the Credit Services industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. eGuarantee's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is eGuarantee stock overvalued right now?
Based on GuruFocus' analysis, eGuarantee (TSE:8771) is currently considered Fairly Valued. The stock's GF Value™ is 円1,991.23, compared to a current price of 円1,815.00 — trading 8.9% below its estimated fair value. The current Moat Score is 4. eGuarantee's overall GF Score™ is 97/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For eGuarantee (TSE:8771), the current Moat Score is 4 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is eGuarantee (TSE:8771) Overvalued in 2026?

Based on GuruFocus' analysis, eGuarantee stock appears to be undervalued. The current stock price of 円1,815.00 is trading 8.9% below its estimated GF Value™ of 円1,991.23. GuruFocus considers eGuarantee to be Fairly Valued.

Key valuation signals for TSE:8771:

  • Moat Score: 4
  • GF Value™: 円1,991.23 vs. price of 円1,815.00 (8.9% below fair value)
  • GF Score™: 97/100 with 6 warning signs

No single metric tells the full story. See the TSE:8771 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

eGuarantee Business Description

Address Akasaka BizTower 5-3-1 Akasaka, Minato-ku, Tokyo, JPN, 107-6337
eGuarantee Inc provides services to undertake credit risks that arise in the various business transaction. The company's services include Guarantee services against sales credit, Guarantee services against contractor credit, Guarantee services by debtor's trust, and Guarantee services against a variety of credit.
97GF Score

Get the complete analysis for TSE:8771

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,815.00
Price
円1,991.23
GF Value