Block (XSWX:XYZ) Moat Score: 7/10 (As of Jun. 26, 2026)


XSWX:XYZ Block Inc XSWX:XYZ
87 GF Score
Price CHF60.97
GF Value CHF62.25
! 8 Warning Signs
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What is Block Moat Score?

Block XSWX:XYZ -1.68% 87 Moat Score is 7 as of Jun. 26, 2026. GuruFocus rates XSWX:XYZ with a GF Score™ of 87/100 and a GF Value™ of CHF62.25. The stock has 8 warning signs investors should review. Among 2,848 Software companies, Block ranks better than 99.26% on this metric.

Block has the Moat Score of 7, which implies that the company might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

Block has Wide Moat: Block Inc possesses a wide moat due to its strong network effects, significant customer switching costs, and robust brand strength. Its innovative capabilities and economies of scale further solidify its durable competitive advantages.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Block might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

Block  (XSWX:XYZ) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Block Moat Score Related Terms

XSWX:XYZ vs NTAP, CRWV, TWLO: Moat Score Comparison

For the Software - Infrastructure subindustry, Block's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Block Moat Score vs Software Industry

For the Software industry and Technology sector, Block's Moat Score distribution charts can be found below:

* The bar in red indicates where Block's Moat Score falls into.


XSWX:XYZ
87GF Score
Block Inc XSWX:XYZ
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 7 mean?
Block (XSWX:XYZ) has a Moat Score of 7 as of Jun. 26, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Block ranks #21 out of 2848 companies in the Software industry, placing it in the top 0.7%.
Is Block's Moat Score too high?
Block's current Moat Score is 7. Based on the distribution chart, Block ranks #21 out of 2848 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Block has a GF Score™ of 87/100, reflecting its overall financial health beyond just this single metric.
How does Block's Moat Score compare to NTAP and CRWV?
According to the Software industry distribution chart, Block ranks #21 out of 2848 companies for Moat Score. This places Block in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Block's current Moat Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Block stock overvalued right now?
Block (XSWX:XYZ) has a current Moat Score of 7. The stock's GF Value™ is CHF62.25, compared to a current price of CHF60.97 — trading 2.1% below its estimated fair value. The current Moat Score is 7. Block's overall GF Score™ is 87/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Block (XSWX:XYZ), the current Moat Score is 7 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Block (XSWX:XYZ) Overvalued in 2026?

Based on GuruFocus' analysis, Block stock appears to be undervalued. The current stock price of CHF60.97 is trading 2.1% below its estimated GF Value™ of CHF62.25.

Key valuation signals for XSWX:XYZ:

  • Moat Score: 7
  • GF Value™: CHF62.25 vs. price of CHF60.97 (2.1% below fair value)
  • GF Score™: 87/100 with 8 warning signs

No single metric tells the full story. See the XSWX:XYZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Block Business Description

Address 1955 Broadway, Suite 600, Oakland, CA, USA, 94612
Founded in 2009, Block provides payment services to merchants, along with related services. The company also launched Cash App, a person-to-person payment network. In 2024, Square's payment volume was almost USD 250 million.
87GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF60.97
Price
CHF62.25
GF Value