HTLM (Homestolife) Net Current Asset Value: $0.20 (As of Mar. 2026) — 99% Below Median


HTLM Homestolife Ltd HTLM
21 GF Score
Price $1.93
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What is Homestolife Net Current Asset Value?

Homestolife HTLM +2.66% 21 Net Current Asset Value is $0.20 as of Mar. 2026, which is 99% below its 10-year median of 22.67. GuruFocus rates HTLM with a GF Score™ of 21/100. Among 554 Retail - Cyclical companies, Homestolife ranks worse than 80.69% on this metric.

In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).

Homestolife's net current asset value per share for the quarter that ended in Mar. 2026 was $0.20.

The historical rank and industry rank for Homestolife's Net Current Asset Value or its related term are showing as below:

HTLM' s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 8.67   Med: 22.67   Max: 199.5
Current: 9.65

During the past 5 years, the highest Price-to-Net-Current-Asset-Value Ratio of Homestolife was 199.50. The lowest was 8.67. And the median was 22.67.

HTLM's Price-to-Net-Current-Asset-Value is ranked worse than
80.69% of 554 companies
in the Retail - Cyclical industry
Industry Median: 3.075 vs HTLM: 9.65

Homestolife  (NAS:HTLM) Net Current Asset Value Explanation

Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."

The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]

Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.

One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham’s strategy produced similar results.

Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.


Homestolife Net Current Asset Value Related Terms


Homestolife Net Current Asset Value Historical Data

* Premium members only.

The historical data trend for Homestolife's Net Current Asset Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Homestolife Net Current Asset Value Chart

Homestolife Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Net Current Asset Value
-0.04 -0.02 -0.12 -0.02 0.16

Homestolife Quarterly Data
Dec21 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Current Asset Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.11 0.15 0.16 0.20

HTLM vs CHPT, ONEW, FLWS: Net Current Asset Value Comparison

For the Specialty Retail subindustry, Homestolife's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Homestolife Price-to-Net-Current-Asset-Value vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Homestolife's Price-to-Net-Current-Asset-Value distribution charts can be found below:

* The bar in red indicates where Homestolife's Price-to-Net-Current-Asset-Value falls into.


HTLM
21GF Score
Homestolife Ltd HTLM
Net Current Asset Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Homestolife Net Current Asset Value Calculation

Homestolife's Net Current Asset Value (NCAV) per share for the fiscal year that ended in Dec. 2025 is calculated as

Net Current Asset Value Per Share(A: Dec. 2025 )
=(Total Current Assets-Total Liabilities-Minority Interest-Preferred Stock)/Shares Outstanding (EOP)
=(125.766-111.315-0-0)/89.688
=0.16

Homestolife's Net Current Asset Value (NCAV) per share for the quarter that ended in Mar. 2026 is calculated as

Net Current Asset Value Per Share(Q: Mar. 2026 )
=(Total Current Assets-Total Liabilities-Minority Interest-Preferred Stock)/Shares Outstanding (EOP)
=(115.267-97.484-0-0)/89.688
=0.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Net Current Asset Value of $0.20 mean?
Homestolife (HTLM) has a Net Current Asset Value of $0.20 as of Mar. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Homestolife and its competitors. This is 99% below median its historical median of 22.67. Over the past decade, Homestolife's Net Current Asset Value has ranged from 8.67 to 199.50. According to the industry distribution chart, Homestolife ranks #447 out of 554 companies in the Retail - Cyclical industry, placing it in the top 80.7%.
Is Homestolife's Net Current Asset Value too high?
Homestolife's current Net Current Asset Value of $0.20 is 99% below median its 10-year median of 22.67. Over the past 10 years, this metric has ranged from a low of 8.67 to a high of 199.50. The Retail - Cyclical industry median Net Current Asset Value is 3.08. Homestolife's value of $0.20 is 93.5% below this industry median. Based on the distribution chart, Homestolife ranks #447 out of 554 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Homestolife has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Homestolife's Net Current Asset Value compare to CHPT and ONEW?
According to the Retail - Cyclical industry distribution chart, Homestolife ranks #447 out of 554 companies for Net Current Asset Value. This places Homestolife in the lower half of its industry. The industry median Net Current Asset Value is 3.08. Homestolife's value of $0.20 is 93.5% below this benchmark. Historically, Homestolife's own Net Current Asset Value has ranged from 8.67 to 199.50 over the past decade. While the company's 10-year median is 22.67 vs. the industry median of 3.08, Homestolife has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Retail - Cyclical company?
The median Net Current Asset Value among Retail - Cyclical companies is 3.08, based on 554 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Homestolife's current Net Current Asset Value of $0.20 is 93.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Homestolife and its competitors. For the Retail - Cyclical industry, the median Net Current Asset Value is 3.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Homestolife's current Net Current Asset Value is $0.20, which is 99% below median its own 10-year median of 22.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Homestolife stock overvalued right now?
Homestolife (HTLM) has a current Net Current Asset Value of $0.20. The current Net Current Asset Value is $0.20, which is 99% below median its 10-year median of 22.67 and 93.5% below the Retail - Cyclical industry median of 3.08. Homestolife's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Homestolife (HTLM), the current Net Current Asset Value is $0.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Homestolife Business Description

Address 6 Raffles Boulevard, Number 02-01/02, Marina Square, Singapore, SGP, 039594
HomesToLife Ltd is a home furniture company. The company provides end-to-end logistics solutions covering freight, customs, insurance, and shipping, from factory pick-up in China, Vietnam, and India to last-mile delivery. Its segments include Export Sales, which generates maximum revenue and focuses on business-to-business wholesale of upholstered furniture to retailers and distributors; Leather Trading, which procures raw hides and supplies leather materials for upholstered furniture manufacturing; and Retail, which operates in Singapore and South Korea, selling upholstered furniture and home furnishing products through retail stores and digital platforms. The company operates across Asia Pacific, Europe, and North America.
21GF Score

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