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Homestolife has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.
Good Sign:
Homestolife Ltd shows strong financial strength.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Homestolife's Interest Coverage for the quarter that ended in Mar. 2026 was 35.18.
Homestolife's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.03.
As of today, Homestolife's Altman Z-Score is 4.94.
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Homestolife has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.
Homestolife Financial Strength Related Terms
HTLM vs CHPT, ONEW, FLWS: Financial Strength Comparison
For the Specialty Retail subindustry, Homestolife's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Homestolife Financial Strength vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Homestolife's Financial Strength distribution charts can be found below:
* The bar in red indicates where Homestolife's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Homestolife has a Z-score of 4.94, indicating it is in Safe Zones. This implies the Z-Score is strong.
Good Sign:
Altman Z-score of 4.94 is strong.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Homestolife (HTLM) has a Financial Strength of 8 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Homestolife and its competitors. This is 60% above median its historical median of 5.00. Over the past decade, Homestolife's Financial Strength has ranged from 4.00 to 8.00.
Is Homestolife's Financial Strength too high?
Homestolife's current Financial Strength of 8 is 60% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 8.00. Overall, Homestolife has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Homestolife's Financial Strength compare to CHPT and ONEW?
Homestolife's Financial Strength of 8 can be compared against companies in the Retail - Cyclical industry. Historically, Homestolife's own Financial Strength has ranged from 4.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Retail - Cyclical company?
A good Financial Strength depends on the Retail - Cyclical industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Homestolife and its competitors. Homestolife's current Financial Strength is 8, which is 60% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Homestolife stock overvalued right now?
Homestolife (HTLM) has a current Financial Strength of 8. The current Financial Strength is 8, which is 60% above median its 10-year median of 5.00. Homestolife's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Homestolife (HTLM), the current Financial Strength is 8 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
HomesToLife Ltd is a home furniture company. The company provides end-to-end logistics solutions covering freight, customs, insurance, and shipping, from factory pick-up in China, Vietnam, and India to last-mile delivery. Its segments include Export Sales, which generates maximum revenue and focuses on business-to-business wholesale of upholstered furniture to retailers and distributors; Leather Trading, which procures raw hides and supplies leather materials for upholstered furniture manufacturing; and Retail, which operates in Singapore and South Korea, selling upholstered furniture and home furnishing products through retail stores and digital platforms. The company operates across Asia Pacific, Europe, and North America.
21GF Score
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