Zalando SE (HAM:ZAL) Net Debt Paydown Yield % : 3.45% (As of Jul. 14, 2026)

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HAM:ZAL Zalando SE HAM:ZAL
86 GF Score
Price €27.11
GF Value €32.78
Valuation Modestly Undervalued
! 8 Warning Signs
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What is Zalando SE Net Debt Paydown Yield %?

Zalando SE HAM:ZAL +0.89% 86 Net Debt Paydown Yield % is 3.45% as of Jul. 14, 2026. GuruFocus rates HAM:ZAL with a GF Score™ of 86/100 and a GF Value™ of €32.78 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 1,048 Retail - Cyclical companies, Zalando SE ranks better than 71.76% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Zalando SE's Net Debt Paydown Yield % was 3.45%.


Zalando SE  (HAM:ZAL) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Zalando SE Net Debt Paydown Yield % Related Terms


Zalando SE Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Zalando SE's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zalando SE Net Debt Paydown Yield % Chart

Zalando SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.25 -1.70 -0.52 -0.31 3.16

Zalando SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.70 1.20 2.49 3.16 4.57

HAM:ZAL vs AMZN, BABA, PDD: Net Debt Paydown Yield % Comparison

For the Internet Retail subindustry, Zalando SE's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zalando SE Net Debt Paydown Yield % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Zalando SE's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Zalando SE's Net Debt Paydown Yield % falls into.


HAM:ZAL
86GF Score
Zalando SE HAM:ZAL
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Zalando SE Net Debt Paydown Yield % Calculation

Zalando SE's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 1735.83-1493.55 )/5390.2764
=4.49 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 3.45% mean?
Zalando SE (HAM:ZAL) has a Net Debt Paydown Yield % of 3.45% as of Jul. 14, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Zalando SE and its competitors. According to the industry distribution chart, Zalando SE ranks #296 out of 1048 companies in the Retail - Cyclical industry, placing it in the top 28.2%.
Is Zalando SE's Net Debt Paydown Yield % too high?
Zalando SE's current Net Debt Paydown Yield % is 3.45%. Based on the distribution chart, Zalando SE ranks #296 out of 1048 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Zalando SE has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Zalando SE's Net Debt Paydown Yield % compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, Zalando SE ranks #296 out of 1048 companies for Net Debt Paydown Yield %. This puts Zalando SE in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Retail - Cyclical company?
A good Net Debt Paydown Yield % depends on the Retail - Cyclical industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Zalando SE and its competitors. Zalando SE's current Net Debt Paydown Yield % is 3.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zalando SE stock overvalued right now?
Based on GuruFocus' analysis, Zalando SE (HAM:ZAL) is currently considered Modestly Undervalued. The stock's GF Value™ is €32.78, compared to a current price of €27.11 — trading 17.3% below its estimated fair value. The current Net Debt Paydown Yield % is 3.45%. Zalando SE's overall GF Score™ is 86/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Zalando SE (HAM:ZAL), the current Net Debt Paydown Yield % is 3.45% as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zalando SE (HAM:ZAL) Overvalued in 2026?

Based on GuruFocus' analysis, Zalando SE stock appears to be undervalued. The current stock price of €27.11 is trading 17.3% below its estimated GF Value™ of €32.78. GuruFocus considers Zalando SE to be Modestly Undervalued.

Key valuation signals for HAM:ZAL:

  • Net Debt Paydown Yield %: 3.45%
  • GF Value™: €32.78 vs. price of €27.11 (17.3% below fair value)
  • GF Score™: 86/100 with 8 warning signs

No single metric tells the full story. See the HAM:ZAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zalando SE Business Description

Address Valeska-Gert-Strabe 5, Berlin, DEU, 10243
Zalando, founded in 2008, is Europe's biggest pure-play online fashion platform. Zalando is present in 25 European countries, and its major market is the DACH region, comprising Germany, Austria, and Switzerland. After the About You acquisition, it has 17 fulfillment centers, offers over 7,000 brands, and as of September 2025, had 62 million active users (more than 10% of the population in countries where the firm has a presence).
86GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.11
Price
€32.78
GF Value