The Federal Bank (LSE:FEDS) Net Debt Paydown Yield % : 1.47% (As of Jul. 21, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LSE:FEDS The Federal Bank Ltd LSE:FEDS
59 GF Score
Price $0.92
GF Value $0.63
Valuation Significantly Overvalued
! 7 Warning Signs
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What is The Federal Bank Net Debt Paydown Yield %?

The Federal Bank LSE:FEDS 59 Net Debt Paydown Yield % is 1.47% as of Jul. 21, 2026. GuruFocus rates LSE:FEDS with a GF Score™ of 59/100 and a GF Value™ of $0.63 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,418 Banks companies, The Federal Bank ranks better than 67.21% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, The Federal Bank's Net Debt Paydown Yield % was 1.47%.


The Federal Bank  (LSE:FEDS) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


The Federal Bank Net Debt Paydown Yield % Related Terms


The Federal Bank Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for The Federal Bank's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Federal Bank Net Debt Paydown Yield % Chart

The Federal Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -19.72 -31.31 3.68 -14.79 1.99

The Federal Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -13.37 -2.78 -2.01 1.99 1.56

The Federal Bank Net Debt Paydown Yield % Competitor Comparison

For the Banks - Regional subindustry, The Federal Bank's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Federal Bank Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, The Federal Bank's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where The Federal Bank's Net Debt Paydown Yield % falls into.


LSE:FEDS
59GF Score
The Federal Bank Ltd LSE:FEDS
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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The Federal Bank Net Debt Paydown Yield % Calculation

The Federal Bank's Net Debt Paydown Yield % for the quarter that ended in Jun. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 3682.57-3312.65 )/2269.27476
=16.3 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 1.47% mean?
The Federal Bank (LSE:FEDS) has a Net Debt Paydown Yield % of 1.47% as of Jul. 21, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on The Federal Bank and its competitors. According to the industry distribution chart, The Federal Bank ranks #465 out of 1418 companies in the Banks industry, placing it in the top 32.8%.
Is The Federal Bank's Net Debt Paydown Yield % too high?
The Federal Bank's current Net Debt Paydown Yield % is 1.47%. Based on the distribution chart, The Federal Bank ranks #465 out of 1418 companies in the Banks industry, which is above the industry midpoint. Overall, The Federal Bank has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Federal Bank's Net Debt Paydown Yield % compare to competitors?
According to the Banks industry distribution chart, The Federal Bank ranks #465 out of 1418 companies for Net Debt Paydown Yield %. This puts The Federal Bank in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on The Federal Bank and its competitors. The Federal Bank's current Net Debt Paydown Yield % is 1.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Federal Bank stock overvalued right now?
Based on GuruFocus' analysis, The Federal Bank (LSE:FEDS) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.63, compared to a current price of $0.92 — trading 46% above its estimated fair value. The current Net Debt Paydown Yield % is 1.47%. The Federal Bank's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For The Federal Bank (LSE:FEDS), the current Net Debt Paydown Yield % is 1.47% as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Federal Bank (LSE:FEDS) Overvalued in 2026?

Based on GuruFocus' analysis, The Federal Bank stock appears to be overvalued. The current stock price of $0.92 is trading 46% above its estimated GF Value™ of $0.63. GuruFocus considers The Federal Bank to be Significantly Overvalued.

Key valuation signals for LSE:FEDS:

  • Net Debt Paydown Yield %: 1.47%
  • GF Value™: $0.63 vs. price of $0.92 (46% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the LSE:FEDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Federal Bank Business Description

Address Federal Towers, Post Box No.103, Aluva, Ernakulam, KL, IND, 683 101
The Federal Bank Ltd is an India-based commercial banking company. The company operates through a network of branches and ATMs across India. The company's business segments consist of the Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company generates key revenue from the Retail Banking segment, which is engaged in lending of funds, acceptance of deposits, and other banking services to any legal person, including small business customers, on the basis of the status of the borrower, nature of the product, granularity of the exposure, and quantum thereof.
59GF Score

Get the complete analysis for LSE:FEDS

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.92
Price
$0.63
GF Value