Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, The 77 Bank's Net Debt Paydown Yield % was 13.21%.
The 77 Bank (SSE:8341) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
The 77 Bank Net Debt Paydown Yield % Related Terms
The 77 Bank Net Debt Paydown Yield % Historical Data
* Premium members only.
The historical data trend for The 77 Bank's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The 77 Bank Net Debt Paydown Yield % Competitor Comparison
For the Banks - Regional subindustry, The 77 Bank's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The 77 Bank Net Debt Paydown Yield % vs Banks Industry
For the Banks industry and Financial Services sector, The 77 Bank's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where The 77 Bank's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 13.21% mean?
The 77 Bank (SSE:8341) has a Net Debt Paydown Yield % of 13.21% as of Jul. 21, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on The 77 Bank and its competitors. According to the industry distribution chart, The 77 Bank ranks #206 out of 1418 companies in the Banks industry, placing it in the top 14.5%.
Is The 77 Bank's Net Debt Paydown Yield % too high?
The 77 Bank's current Net Debt Paydown Yield % is 13.21%. Based on the distribution chart, The 77 Bank ranks #206 out of 1418 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The 77 Bank has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does The 77 Bank's Net Debt Paydown Yield % compare to competitors?
According to the Banks industry distribution chart, The 77 Bank ranks #206 out of 1418 companies for Net Debt Paydown Yield %. This places The 77 Bank in the top 15% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on The 77 Bank and its competitors. The 77 Bank's current Net Debt Paydown Yield % is 13.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The 77 Bank stock overvalued right now?
The 77 Bank (SSE:8341) has a current Net Debt Paydown Yield % of 13.21%. The stock's GF Value™ is 円764.91, compared to a current price of 円1,230.00 — trading 60.8% above its estimated fair value. The current Net Debt Paydown Yield % is 13.21%. The 77 Bank's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For The 77 Bank (SSE:8341), the current Net Debt Paydown Yield % is 13.21% as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The 77 Bank (SSE:8341) Overvalued in 2026?
Based on GuruFocus' analysis, The 77 Bank stock appears to be overvalued.
The current stock price of 円1,230.00 is trading 60.8% above its estimated GF Value™ of 円764.91.
Key valuation signals for SSE:8341:
Net Debt Paydown Yield %: 13.21%
GF Value™: 円764.91 vs. price of 円1,230.00 (60.8% above fair value)
No single metric tells the full story. See the SSE:8341 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The 77 Bank Ltd is a Japan-based company mainly engaged in banking, leasing, and other financial services. Its Banking Business includes deposits, lending, securities trading and investment, domestic and foreign exchange, corporate bond trust, and agency operations, as well as sales of government bonds, investment trusts, and insurance products. The Leasing Business focuses on financial-related leasing, while other operations include credit guarantee, credit card, financial product transactions, research and consulting, electronic computing services, fund management, and investment activities.
62GF Score
Get the complete analysis for SSE:8341
Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SSE:8341 has been successfully added to your 
