The 77 BankSSE:8341 58 Net Margin % is 26.05% as of Mar. 2026, which is 37% above its 10-year median of 19.00. GuruFocus rates SSE:8341 with a GF Score™ of 58/100 and a GF Value™ of 円740.81. The stock has 5 warning signs investors should review. Among 1,527 Banks companies, The 77 Bank ranks better than 58.28% on this metric.
Net margin is calculated as Net Income divided by its Revenue. The 77 Bank's Net Income for the
three
months ended in Mar. 2026 was 円14,074 Mil. The 77 Bank's Revenue for the
three
months ended in Mar. 2026 was 円54,017 Mil. Therefore, The 77 Bank's net margin for the quarter that ended in Mar. 2026 was 26.05%.
The historical rank and industry rank for The 77 Bank's Net Margin % or its related term are showing as below:
SSE:8341'
s Net Margin % Range Over the Past 10 Years
Min: 14.68 Med: 19 Max: 29.22
Current: 29.22
SSE:8341's Net Margin % is ranked better than 58.28% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs SSE:8341: 29.22
The 77 Bank (SSE:8341) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
The 77 Bank Net Margin % Related Terms
The 77 Bank Net Margin % Historical Data
* Premium members only.
The historical data trend for The 77 Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, The 77 Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The 77 Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, The 77 Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where The 77 Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The 77 Bank (SSE:8341) has a Net Margin % of 26.05% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on The 77 Bank and its competitors. This is 37% above median its historical median of 19.00. Over the past decade, The 77 Bank's Net Margin % has ranged from 14.68 to 29.22. According to the industry distribution chart, The 77 Bank ranks #637 out of 1527 companies in the Banks industry, placing it in the top 41.7%.
Is The 77 Bank's Net Margin % too high?
The 77 Bank's current Net Margin % of 26.05% is 37% above median its 10-year median of 19.00. Over the past 10 years, this metric has ranged from a low of 14.68 to a high of 29.22. The Banks industry median Net Margin % is 26.95. The 77 Bank's value of 26.05% is 3.3% below this industry median. Based on the distribution chart, The 77 Bank ranks #637 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, The 77 Bank has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does The 77 Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, The 77 Bank ranks #637 out of 1527 companies for Net Margin %. This puts The 77 Bank in the upper half of its industry. The industry median Net Margin % is 26.95. The 77 Bank's value of 26.05% is 3.3% below this benchmark. Historically, The 77 Bank's own Net Margin % has ranged from 14.68 to 29.22 over the past decade. While the company's 10-year median is 19.00 vs. the industry median of 26.95, The 77 Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The 77 Bank's current Net Margin % of 26.05% is 3.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on The 77 Bank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The 77 Bank's current Net Margin % is 26.05%, which is 37% above median its own 10-year median of 19.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The 77 Bank stock overvalued right now?
The 77 Bank (SSE:8341) has a current Net Margin % of 26.05%. The stock's GF Value™ is 円740.81, compared to a current price of 円1,230.00 — trading 66% above its estimated fair value. The current Net Margin % is 26.05%, which is 37% above median its 10-year median of 19.00 and 3.3% below the Banks industry median of 26.95. The 77 Bank's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For The 77 Bank (SSE:8341), the current Net Margin % is 26.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The 77 Bank (SSE:8341) Overvalued in 2026?
Based on GuruFocus' analysis, The 77 Bank stock appears to be overvalued.
The current stock price of 円1,230.00 is trading 66% above its estimated GF Value™ of 円740.81.
Key valuation signals for SSE:8341:
Net Margin %: 26.05% (37% above median its 10-year median of 19.00)
GF Value™: 円740.81 vs. price of 円1,230.00 (66% above fair value)
Industry Position: 3.3% below the Banks median (#637 of 1527)
No single metric tells the full story. See the SSE:8341 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The 77 Bank Ltd is a Japan-based company mainly engaged in banking, leasing, and other financial services. Its Banking Business includes deposits, lending, securities trading and investment, domestic and foreign exchange, corporate bond trust, and agency operations, as well as sales of government bonds, investment trusts, and insurance products. The Leasing Business focuses on financial-related leasing, while other operations include credit guarantee, credit card, financial product transactions, research and consulting, electronic computing services, fund management, and investment activities.
58GF Score
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