Alpha Bank (ATH:ALPHA) Net Income: €863 Mil (TTM As of Jun. 2025)

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ATH:ALPHA Alpha Bank SA ATH:ALPHA
2 GF Score
Price €4.57
! 3 Warning Signs
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What is Alpha Bank Net Income?

Alpha Bank ATH:ALPHA +0.93% 2 Net Income is €863 Mil as of Jun. 2025. GuruFocus rates ATH:ALPHA with a GF Score™ of 2/100. The stock has 3 warning signs investors should review.

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. Alpha Bank's Net Income for the six months ended in Jun. 2025 was €517 Mil. Its Net Income for the trailing twelve months (TTM) ended in Jun. 2025 was €863 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. Alpha Bank's Earnings per Share (Diluted) for the six months ended in Jun. 2025 was €0.23.


Alpha Bank  (ATH:ALPHA) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

Alpha Bank's Earnings per Share (Diluted) (EPS) for the quarter that ended in Jun. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


Alpha Bank Net Income Related Terms


Alpha Bank Net Income Historical Data

* Premium members only.

The historical data trend for Alpha Bank's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alpha Bank Net Income Chart

Alpha Bank Annual Data
Trend Dec23 Dec24
Net Income
662.00 668.00

Alpha Bank Semi-Annual Data
Dec23 Jun24 Dec24 Jun25
Net Income 0.00 322.00 346.00 517.00
ATH:ALPHA
2GF Score
Alpha Bank SA ATH:ALPHA
Net Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Alpha Bank Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

Alpha Bank's Net Income for the fiscal year that ended in Dec. 2024 is calculated as

Net Income(A: Dec. 2024 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=871+-236+33+0
=668

Alpha Bank's Net Income for the quarter that ended in Jun. 2025 is calculated as

Net Income(Q: Jun. 2025 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=348+162+7+0
=517

Net Income for the trailing twelve months (TTM) ended in Jun. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €863 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Income →
What does a Net Income of €863 Mil mean?
Alpha Bank (ATH:ALPHA) has a Net Income of €863 Mil as of Jun. 2025. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Alpha Bank and its competitors.
Is Alpha Bank's Net Income too high?
Alpha Bank's current Net Income is €863 Mil. Overall, Alpha Bank has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Alpha Bank's Net Income compare to JPM and BAC?
Alpha Bank's Net Income of €863 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Banks company?
A good Net Income depends on the Banks industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Alpha Bank and its competitors. Alpha Bank's current Net Income is €863 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alpha Bank stock overvalued right now?
Alpha Bank (ATH:ALPHA) has a current Net Income of €863 Mil. The current Net Income is €863 Mil. Alpha Bank's overall GF Score™ is 2/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For Alpha Bank (ATH:ALPHA), the current Net Income is €863 Mil as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Alpha Bank Business Description

Other Exchanges UI6:Germany
Address 40 Stadiou Street, Attica P.C. 105 64, Athens, GRC, GR - 102 52
Alpha Bank SA is a private Greek bank that offers a wide range of financial products and services in the domestic and International market.
2GF Score

Get the complete analysis for ATH:ALPHA

Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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