Alpha Bank (ATH:ALPHA) Retained Earnings: €2,493 Mil (As of Jun. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ATH:ALPHA Alpha Bank SA ATH:ALPHA
2 GF Score
Price €4.57
! 3 Warning Signs
View Full Analysis

What is Alpha Bank Retained Earnings?

Alpha Bank ATH:ALPHA +0.93% 2 Retained Earnings is €2,493 Mil as of Jun. 2025. GuruFocus rates ATH:ALPHA with a GF Score™ of 2/100. The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Alpha Bank's retained earnings for the quarter that ended in Jun. 2025 was €2,493 Mil.

Alpha Bank's quarterly retained earnings increased from Jun. 2024 (€0 Mil) to Dec. 2024 (€1,471 Mil) and increased from Dec. 2024 (€1,471 Mil) to Jun. 2025 (€2,493 Mil).

Alpha Bank's annual retained earnings increased from . 20 (€0 Mil) to Dec. 2023 (€959 Mil) and increased from Dec. 2023 (€959 Mil) to Dec. 2024 (€1,471 Mil).


Alpha Bank  (ATH:ALPHA) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Alpha Bank Retained Earnings Historical Data

* Premium members only.

The historical data trend for Alpha Bank's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alpha Bank Retained Earnings Chart

Alpha Bank Annual Data
Trend Dec23 Dec24
Retained Earnings
959.00 1,471.00

Alpha Bank Semi-Annual Data
Dec23 Jun24 Dec24 Jun25
Retained Earnings 959.00 0.00 1,471.00 2,493.00
ATH:ALPHA
2GF Score
Alpha Bank SA ATH:ALPHA
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alpha Bank Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €2,493 Mil mean?
Alpha Bank (ATH:ALPHA) has a Retained Earnings of €2,493 Mil as of Jun. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Alpha Bank and its competitors.
Is Alpha Bank's Retained Earnings too high?
Alpha Bank's current Retained Earnings is €2,493 Mil. Overall, Alpha Bank has a GF Score™ of 2/100, reflecting its overall financial health beyond just this single metric.
How does Alpha Bank's Retained Earnings compare to JPM and BAC?
Alpha Bank's Retained Earnings of €2,493 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Alpha Bank and its competitors. Alpha Bank's current Retained Earnings is €2,493 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alpha Bank stock overvalued right now?
Alpha Bank (ATH:ALPHA) has a current Retained Earnings of €2,493 Mil. The current Retained Earnings is €2,493 Mil. Alpha Bank's overall GF Score™ is 2/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Alpha Bank (ATH:ALPHA), the current Retained Earnings is €2,493 Mil as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Alpha Bank Business Description

Other Exchanges UI6:Germany
Address 40 Stadiou Street, Attica P.C. 105 64, Athens, GRC, GR - 102 52
Alpha Bank SA is a private Greek bank that offers a wide range of financial products and services in the domestic and International market.
2GF Score

Get the complete analysis for ATH:ALPHA

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.57
Price