Dongguan Rural Commercial Bank Co (FRA:857) Net Income: €505 Mil (TTM As of Jun. 2026)

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FRA:857 Dongguan Rural Commercial Bank Co Ltd FRA:857
65 GF Score
Price €0.34
GF Value €0.42
! 5 Warning Signs
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What is Dongguan Rural Commercial Bank Co Net Income?

Dongguan Rural Commercial Bank Co FRA:857 -1.17% 65 Net Income is €505 Mil as of Jun. 2026. GuruFocus rates FRA:857 with a GF Score™ of 65/100 and a GF Value™ of €0.42. The stock has 5 warning signs investors should review.

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. Dongguan Rural Commercial Bank Co's Net Income for the six months ended in Jun. 2026 was €356 Mil. Its Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was €505 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. Dongguan Rural Commercial Bank Co's Earnings per Share (Diluted) for the six months ended in Jun. 2026 was €0.05.


Dongguan Rural Commercial Bank Co  (FRA:857) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

Dongguan Rural Commercial Bank Co's Earnings per Share (Diluted) (EPS) for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


Dongguan Rural Commercial Bank Co Net Income Related Terms


Dongguan Rural Commercial Bank Co Net Income Historical Data

* Premium members only.

The historical data trend for Dongguan Rural Commercial Bank Co's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dongguan Rural Commercial Bank Co Net Income Chart

Dongguan Rural Commercial Bank Co Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Income
Get a 7-Day Free Trial 776.68 803.18 662.85 606.61 467.29

Dongguan Rural Commercial Bank Co Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 405.92 190.82 317.43 148.54 356.11
FRA:857
65GF Score
Dongguan Rural Commercial Bank Co Ltd FRA:857
Net Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Dongguan Rural Commercial Bank Co Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

Dongguan Rural Commercial Bank Co's Net Income for the fiscal year that ended in Dec. 2025 is calculated as

Net Income(A: Dec. 2025 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=452.486+17.585+0+-2.778
=467

Dongguan Rural Commercial Bank Co's Net Income for the quarter that ended in Jun. 2026 is calculated as

Net Income(Q: Jun. 2026 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=341.503+28.328+0+-13.721
=356

Net Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was €505 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Income →
What does a Net Income of €505 Mil mean?
Dongguan Rural Commercial Bank Co (FRA:857) has a Net Income of €505 Mil as of Jun. 2026. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Dongguan Rural Commercial Bank Co and its competitors.
Is Dongguan Rural Commercial Bank Co's Net Income too high?
Dongguan Rural Commercial Bank Co's current Net Income is €505 Mil. Overall, Dongguan Rural Commercial Bank Co has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Dongguan Rural Commercial Bank Co's Net Income compare to competitors?
Dongguan Rural Commercial Bank Co's Net Income of €505 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Banks company?
A good Net Income depends on the Banks industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Dongguan Rural Commercial Bank Co and its competitors. Dongguan Rural Commercial Bank Co's current Net Income is €505 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dongguan Rural Commercial Bank Co stock overvalued right now?
Dongguan Rural Commercial Bank Co (FRA:857) has a current Net Income of €505 Mil. The stock's GF Value™ is €0.42, compared to a current price of €0.34 — trading 19.5% below its estimated fair value. The current Net Income is €505 Mil. Dongguan Rural Commercial Bank Co's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For Dongguan Rural Commercial Bank Co (FRA:857), the current Net Income is €505 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dongguan Rural Commercial Bank Co (FRA:857) Overvalued in 2026?

Based on GuruFocus' analysis, Dongguan Rural Commercial Bank Co stock appears to be undervalued. The current stock price of €0.34 is trading 19.5% below its estimated GF Value™ of €0.42.

Key valuation signals for FRA:857:

  • Net Income: €505 Mil
  • GF Value™: €0.42 vs. price of €0.34 (19.5% below fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the FRA:857 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dongguan Rural Commercial Bank Co Business Description

Other Exchanges 09889:Hong Kong
Address No.2, Hongfu East Road, Guangdong Province, Dongcheng District, Dongguan, CHN, 523123
Dongguan Rural Commercial Bank Co Ltd is engaged in providing financial services in China. It operates in four segments: Corporate banking, which covers financial products and services to corporate customers, governments, and financial institutions; Personal banking business segment covers financial products and services to individual customers; Treasury segment covers the Group's money market transactions, repurchase transactions, debt instrument investments, wealth management products, and precious metals; and Others covers the remaining businesses of the Group that cannot be directly attributed to the above segments.
65GF Score

Get the complete analysis for FRA:857

Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.34
Price
€0.42
GF Value