Dongguan Rural Commercial Bank Co (FRA:857) 5-Year Yield-on-Cost %: 7.92 (As of Aug. 11, 2026) — 16% Above Median

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FRA:857 Dongguan Rural Commercial Bank Co Ltd FRA:857
70 GF Score
Price €0.36
GF Value €0.48
! 5 Warning Signs
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What is Dongguan Rural Commercial Bank Co 5-Year Yield-on-Cost %?

Dongguan Rural Commercial Bank Co FRA:857 +0.56% 70 5-Year Yield-on-Cost % is 7.92 as of Aug. 11, 2026, which is 16% above its 10-year median of 6.85. GuruFocus rates FRA:857 with a GF Score™ of 70/100 and a GF Value™ of €0.48. The stock has 5 warning signs investors should review. Among 1,247 Banks companies, Dongguan Rural Commercial Bank Co ranks better than 81.64% on this metric.

Dongguan Rural Commercial Bank Co's yield on cost for the quarter that ended in Dec. 2025 was 7.92.


The historical rank and industry rank for Dongguan Rural Commercial Bank Co's 5-Year Yield-on-Cost % or its related term are showing as below:

FRA:857' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.16   Med: 6.85   Max: 9.17
Current: 7.92


During the past 8 years, Dongguan Rural Commercial Bank Co's highest Yield on Cost was 9.17. The lowest was 4.16. And the median was 6.85.


FRA:857's 5-Year Yield-on-Cost % is ranked better than
81.64% of 1247 companies
in the Banks industry
Industry Median: 3.81 vs FRA:857: 7.92

Dongguan Rural Commercial Bank Co  (FRA:857) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Dongguan Rural Commercial Bank Co 5-Year Yield-on-Cost % Related Terms


Dongguan Rural Commercial Bank Co 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, Dongguan Rural Commercial Bank Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dongguan Rural Commercial Bank Co 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Dongguan Rural Commercial Bank Co's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Dongguan Rural Commercial Bank Co's 5-Year Yield-on-Cost % falls into.


FRA:857
70GF Score
Dongguan Rural Commercial Bank Co Ltd FRA:857
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dongguan Rural Commercial Bank Co 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Dongguan Rural Commercial Bank Co is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 7.92 mean?
Dongguan Rural Commercial Bank Co (FRA:857) has a 5-Year Yield-on-Cost % of 7.92 as of Aug. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Dongguan Rural Commercial Bank Co and its competitors. This is 16% above median its historical median of 6.85. Over the past decade, Dongguan Rural Commercial Bank Co's 5-Year Yield-on-Cost % has ranged from 4.16 to 9.17. According to the industry distribution chart, Dongguan Rural Commercial Bank Co ranks #229 out of 1247 companies in the Banks industry, placing it in the top 18.4%.
Is Dongguan Rural Commercial Bank Co's 5-Year Yield-on-Cost % too high?
Dongguan Rural Commercial Bank Co's current 5-Year Yield-on-Cost % of 7.92 is 16% above median its 10-year median of 6.85. Over the past 10 years, this metric has ranged from a low of 4.16 to a high of 9.17. The Banks industry median 5-Year Yield-on-Cost % is 3.81. Dongguan Rural Commercial Bank Co's value of 7.92 is 107.9% above this industry median. Based on the distribution chart, Dongguan Rural Commercial Bank Co ranks #229 out of 1247 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Dongguan Rural Commercial Bank Co has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Dongguan Rural Commercial Bank Co's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Dongguan Rural Commercial Bank Co ranks #229 out of 1247 companies for 5-Year Yield-on-Cost %. This places Dongguan Rural Commercial Bank Co in the top 18% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.81. Dongguan Rural Commercial Bank Co's value of 7.92 is 107.9% above this benchmark. Historically, Dongguan Rural Commercial Bank Co's own 5-Year Yield-on-Cost % has ranged from 4.16 to 9.17 over the past decade. While the company's 10-year median is 6.85 vs. the industry median of 3.81, Dongguan Rural Commercial Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dongguan Rural Commercial Bank Co's current 5-Year Yield-on-Cost % of 7.92 is 107.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Dongguan Rural Commercial Bank Co and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dongguan Rural Commercial Bank Co's current 5-Year Yield-on-Cost % is 7.92, which is 16% above median its own 10-year median of 6.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dongguan Rural Commercial Bank Co stock overvalued right now?
Dongguan Rural Commercial Bank Co (FRA:857) has a current 5-Year Yield-on-Cost % of 7.92. The stock's GF Value™ is €0.48, compared to a current price of €0.36 — trading 25.4% below its estimated fair value. The current 5-Year Yield-on-Cost % is 7.92, which is 16% above median its 10-year median of 6.85 and 107.9% above the Banks industry median of 3.81. Dongguan Rural Commercial Bank Co's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Dongguan Rural Commercial Bank Co (FRA:857), the current 5-Year Yield-on-Cost % is 7.92 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dongguan Rural Commercial Bank Co (FRA:857) Overvalued in 2026?

Based on GuruFocus' analysis, Dongguan Rural Commercial Bank Co stock appears to be undervalued. The current stock price of €0.36 is trading 25.4% below its estimated GF Value™ of €0.48.

Key valuation signals for FRA:857:

  • 5-Year Yield-on-Cost %: 7.92 (16% above median its 10-year median of 6.85)
  • GF Value™: €0.48 vs. price of €0.36 (25.4% below fair value)
  • GF Score™: 70/100 with 5 warning signs
  • Industry Position: 107.9% above the Banks median (#229 of 1247)

No single metric tells the full story. See the FRA:857 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dongguan Rural Commercial Bank Co Business Description

Other Exchanges 09889:Hong Kong
Address No.2, Hongfu East Road, Guangdong Province, Dongcheng District, Dongguan, CHN, 523123
Dongguan Rural Commercial Bank Co Ltd is engaged in providing financial services in China. It operates in four segments: Corporate banking, which covers financial products and services to corporate customers, governments, and financial institutions; Personal banking business segment covers financial products and services to individual customers; Treasury segment covers the Group's money market transactions, repurchase transactions, debt instrument investments, wealth management products, and precious metals; and Others covers the remaining businesses of the Group that cannot be directly attributed to the above segments.
70GF Score

Get the complete analysis for FRA:857

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.36
Price
€0.48
GF Value