Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. Nordea Bank Abp's Net Income for the
three
months ended in Jun. 2026 was $1,430 Mil. Its Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was $5,495 Mil.
Nordea Bank Abp (OTCPK:NRDBY) Net Income Explanation
Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
EPS is most useful for companies that have:
A predictable business
Consistent accounting methods
And few restructurings
The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.
Be Aware
Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.
Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.
If net earnings is less than 10%, likely to be in a highly competitive business.
Nordea Bank Abp Net Income Related Terms
Nordea Bank Abp Net Income Historical Data
* Premium members only.
The historical data trend for Nordea Bank Abp's Net Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.
Net Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5,495 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nordea Bank Abp (NRDBY) has a Net Income of $5,495 Mil as of Jun. 2026. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Nordea Bank Abp and its competitors.
Is Nordea Bank Abp's Net Income too high?
Nordea Bank Abp's current Net Income is $5,495 Mil. Overall, Nordea Bank Abp has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nordea Bank Abp's Net Income compare to USB?
Nordea Bank Abp's Net Income of $5,495 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Banks company?
A good Net Income depends on the Banks industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Nordea Bank Abp and its competitors. Nordea Bank Abp's current Net Income is $5,495 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nordea Bank Abp stock overvalued right now?
Based on GuruFocus' analysis, Nordea Bank Abp (NRDBY) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.27, compared to a current price of $20.55 — trading 34.6% above its estimated fair value. The current Net Income is $5,495 Mil. Nordea Bank Abp's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For Nordea Bank Abp (NRDBY), the current Net Income is $5,495 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nordea Bank Abp (NRDBY) Overvalued in 2026?
Based on GuruFocus' analysis, Nordea Bank Abp stock appears to be overvalued.
The current stock price of $20.55 is trading 34.6% above its estimated GF Value™ of $15.27.
GuruFocus considers Nordea Bank Abp to be Significantly Overvalued.
Key valuation signals for NRDBY:
Net Income: $5,495 Mil
GF Value™: $15.27 vs. price of $20.55 (34.6% above fair value)
No single metric tells the full story. See the NRDBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nordea Bank Abp is a universal bank serving households, corporates, and institutions across the Nordic region. Its largest business is Personal Banking, offering mortgages, consumer loans, credit and debit cards, deposits, and daily banking services. Business Banking provides lending, cash management, trade finance, and payment solutions to small and medium-sized enterprises, while Large Corporates & Institutions serves major Nordic corporates and institutional clients with financing, debt and equity capital markets underwriting, and securities services. Asset & Wealth Management offers savings, investment funds, life insurance, pensions, and private banking to affluent and high-net-worth clients. The bank operates primarily in Finland, Sweden, Denmark, and Norway, with additional international presence. Revenue comes mainly from net interest income on lending and deposits, supplemented by fee and commission income from payments, asset management, insurance, and advisory services, plus net results from trading and life insurance operations.
66GF Score
Get the complete analysis for NRDBY
Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NRDBY has been successfully added to your 
